If you’re looking for a fast and reliable mobile loan in Kenya, the Fairkash Loan App Kenya is one of the newest and most trusted options available. The app provides quick loans directly to your M-Pesa account, helping you handle emergencies, bills, or business expenses within minutes.
Fairkash is designed for convenience — no paperwork, no collateral, and no guarantors needed. All you need is a smartphone, an M-Pesa account, and a valid national ID.
Fairkash Loan App Overview

| Feature | Details |
|---|---|
| Loan Amount | KES 1,000 – KES 100,000 |
| Interest Rate | 3% – 18% per year (approx. 0.1% per day) |
| Repayment Period | 1 to 3 months |
| Disbursement Method | Directly via M-Pesa |
| Repayment Method | Through the app using M-Pesa paybill: 4089191 |
| Customer Support | WhatsApp: +254 796 383 534 Call: +254 793 263 022 / +254 759 703 015 Email: support@fairkplus.live |
| Developer | Fairkash Plus Kenya |
| Availability | Google Play Store |
How to Apply for a Fairkash Loan in Kenya
Follow these simple steps to get started:
- Download the Fairkash Loan App
Visit the Google Play Store, search for Fairkash Loan App Kenya, and install it on your Android device. - Register Your Account
Open the app and sign up using your phone number linked to M-Pesa and national ID. - Apply for a Loan
Select your preferred loan amount and repayment period (between 1–3 months). - Receive Your Loan Instantly
Once approved, the loan is sent directly to your M-Pesa wallet within minutes. - Repay on Time
Repay your loan conveniently through the app using M-Pesa Paybill number 4089191 to maintain a good credit record and increase your limit.
Why Choose Fairkash Loan App
✅ Instant Loan Disbursement – Get money directly to your M-Pesa account within minutes.
✅ Flexible Repayment Plans – Choose between 1 to 3 months repayment schedules.
✅ Low Interest Rates – From as little as 0.1% per day or 3–18% per year.
✅ User-Friendly App – Simple and easy-to-navigate interface.
✅ Secure Transactions – All data and M-Pesa transactions are encrypted for safety.
✅ Responsive Customer Support – Available through WhatsApp, phone calls, or email.
Other Notable Loan Apps in Kenya (Comparison Table)
| Loan App | Loan Range (KES) | Interest Rate | Repayment Period | Disbursement |
|---|---|---|---|---|
| Fairkash Loan App | 1,000 – 100,000 | 3% – 18% per year | 1 – 3 months | M-Pesa |
| Chapaa Loan App | 500 – 80,000 | From 2% per month | 14 – 90 days | M-Pesa |
| Chapeo Loan App | 1,000 – 70,000 | From 3% per month | 30 – 120 days | M-Pesa |
| ZuriCash Loan App | 1,000 – 50,000 | 1% – 2% per day | 14 – 90 days | M-Pesa |
| Zash Loan App | 500 – 60,000 | 2% – 25% per year | 1 – 3 months | M-Pesa |
| Branch Loan App | 1,000 – 300,000 | From 2% per month | 30 – 90 days | M-Pesa |
| Tala Loan App | 1,000 – 50,000 | 0.3% per day | Up to 120 days | M-Pesa |
Frequently Asked Questions (FAQs)
1. Is Fairkash Loan App legit in Kenya?
Yes, Fairkash is a legitimate loan app operating in Kenya, offering fast and secure loans directly to M-Pesa users.
2. How much can I borrow on Fairkash?
You can borrow between KES 1,000 and KES 100,000, depending on your credit score and repayment history.
3. What is the repayment period for Fairkash loans?
Fairkash loans can be repaid within 1 to 3 months.
4. What are Fairkash’s interest rates?
Interest rates range from 3% to 18% per year, equivalent to about 0.1% per day.
5. How do I repay my Fairkash loan?
Repay your loan conveniently through the Fairkash app using Paybill number 4089191
6. What happens if I delay repayment?
Late repayments may attract additional fees and negatively affect your credit limit for future loans.
7. How can I contact Fairkash customer care?
You can reach them via:
- WhatsApp: +254 796 383 534
- Phone: +254 793 263 022 / +254 759 703 015
- Email: support@fairkplus.live
Conclusion
The Fairkash Loan App Kenya is a dependable and easy-to-use platform for anyone in need of quick cash. With low interest rates, flexible repayment options, and instant M-Pesa disbursements, Fairkash stands out as one of the best new loan apps in Kenya.
Whether you’re handling emergencies, paying bills, or funding a small business, Fairkash makes borrowing fast, transparent, and secure.