Looking for a legit loan app in Kenya that offers quick M-Pesa loans with low interest rates and flexible repayment? The MkopoExtra Loan App Kenya is one of the newest and most trusted mobile lending platforms designed to make borrowing simple, fast, and affordable for every Kenyan.
Whether you need emergency cash, business funding, or personal support, MkopoExtra Infotech Ltd has created a convenient digital solution to help you access credit anytime, anywhere — all through your phone.
💡 What Is MkopoExtra Loan App Kenya?
MkopoExtra Loan App is a digital loan app that provides instant loans via M-Pesa without collateral or paperwork. It is owned and operated by MkopoExtra Infotech Ltd, a registered fintech company in Kenya focused on financial inclusion.
With loan limits from KES 200 to KES 50,000, interest rates as low as 2% per month, and a repayment period of 30 to 91 days, MkopoExtra ensures flexible, affordable, and reliable lending for its users.
📲 How to Apply for MkopoExtra Loan in Kenya
Applying for a MkopoExtra loan is quick, secure, and 100% online. Follow these simple steps:
- Download the App
- Visit the Google Play Store and search for “MkopoExtra Loan App Kenya.”
- Tap Install to download the app to your smartphone.
- Register and Create an Account
- Use your M-Pesa registered Safaricom number to sign up.
- Enter your details such as name, ID number, and income source.
- Apply for a Loan
- Choose your desired loan amount and repayment period (30–91 days).
- Review the loan terms and submit your application.
- Receive Instant Cash
- Once approved, your loan is instantly sent to your M-Pesa account.
- You’ll also receive a confirmation SMS with repayment instructions.
- Repay Your Loan
- Repay your loan through M-Pesa Paybill or directly within the MkopoExtra app before the due date.
- Timely repayment helps you increase your loan limit for future applications.
💰 MkopoExtra Loan Limits, Interest Rates, and Repayment Terms
| Loan Amount (KES) | Monthly Interest Rate | Repayment Duration | Disbursement |
|---|---|---|---|
| 200 – 1,000 | 2% – 3% | 30 days | M-Pesa |
| 1,001 – 10,000 | 2% – 5% | 60 days | M-Pesa |
| 10,001 – 50,000 | 2% – 6% | 91 days | M-Pesa |
MkopoExtra stands out as one of the most affordable loan apps in Kenya, providing low-interest loans and flexible repayment periods suitable for both new and returning borrowers.
📞 MkopoExtra Customer Care Contact Information
For any help regarding loan applications, repayment issues, or account access, reach out to the MkopoExtra support team via:
- Phone: +254 786 914 297
- Email: mkopoxtrainfotechltd.com
The customer support team is available during business hours to provide quick and reliable assistance.
⚠️ Important Borrowing Tips
- Borrow wisely – Only take what you can afford to repay comfortably.
- Always download the official MkopoExtra app from the Google Play Store.
- Never share your M-Pesa PIN or personal details with anyone.
- Make early repayments to increase your loan limit and build a positive credit score.
🔄 Alternative Genuine Loan Apps in Kenya
If you’re looking for other trusted and CBK-licensed digital lenders in Kenya, here are some alternative genuine loan apps to consider:
- Branch Loan App – Offers flexible personal loans up to KES 300,000 with no hidden charges.
- Tala Loan App – Instant M-Pesa loans for individuals and small business owners.
- Zenka Loan App – Known for its user-friendly interface and fair interest rates.
- Zash Loan App – Provides quick loans with transparent repayment terms.
- Betapesa Loan App – Reliable for fast mobile loans and flexible repayment options.
❓ Frequently Asked Questions (FAQ) about MkopoExtra Loan App Kenya
1. Is MkopoExtra Loan App Kenya legit?
Yes. MkopoExtra is a legitimate and trusted loan app in Kenya operated by MkopoExtra Infotech Ltd, offering real M-Pesa loans with transparent rates and flexible repayment.
2. How much can I borrow from MkopoExtra?
You can borrow from KES 200 to KES 50,000, depending on your credit score, repayment history, and income.
3. What are MkopoExtra loan interest rates?
MkopoExtra charges interest rates starting from 2% per month, making it one of the most affordable loan apps in Kenya.
4. How do I repay my MkopoExtra loan?
You can repay your loan through M-Pesa Paybill or directly via the MkopoExtra app before your repayment due date.
5. How long does it take to receive the loan?
Once approved, your loan is instantly disbursed to your M-Pesa account within minutes.
6. Can I increase my loan limit?
Yes. By repaying your loans on time, your loan limit automatically increases over time.
7. What happens if I delay repayment?
Late repayment may lead to penalty charges and affect your credit score, making it harder to qualify for future loans.
8. Does MkopoExtra require collateral?
No. MkopoExtra loans are unsecured, meaning you don’t need collateral or guarantors to apply.
✅ Final Thoughts
The MkopoExtra Loan App Kenya is a legit, fast, and reliable loan app providing instant M-Pesa loans to Kenyans from KES 200 to KES 50,000 at low interest rates starting at 2% per month. With flexible repayment terms and excellent customer support, MkopoExtra is a great choice for anyone seeking affordable mobile loans in Kenya.