If you’re looking for a legit loan app in Kenya that offers quick cash directly to your M-Pesa account, the Daviva Loan App is one of the newest and most trusted options. Powered by Pesakuu Credit Ltd, a company registered and licensed by the Central Bank of Kenya (CBK), Daviva provides secure, affordable, and fast loans to Kenyans without the need for paperwork or guarantors.
This detailed guide explains everything you need to know about Daviva Loan App Kenya — from loan limits and interest rates to how to apply, repay, and contact customer support.
💡 What is Daviva Loan App Kenya?
Daviva Loan App is a digital mobile lending platform designed to help Kenyans access instant personal loans anytime, anywhere. Whether you need money for an emergency, school fees, or business use, Daviva allows you to borrow from KSh 1,000 up to KSh 50,000 conveniently via M-Pesa.
The app is managed by Pesakuu Credit Ltd, a CBK-approved microfinance institution, ensuring that all operations are regulated, transparent, and compliant with Kenyan lending laws.
💰 Daviva Loan App Details
| Feature | Details |
|---|---|
| App Name | Daviva Loan App |
| Company | Pesakuu Credit Ltd |
| Regulation | Approved by the Central Bank of Kenya (CBK) |
| Loan Amounts | KSh 1,000 – KSh 50,000 |
| Interest Rate | From as low as 2.5% per month |
| Repayment Period | 30 days (extendable depending on credit score) |
| Loan Disbursement | Instant to M-Pesa account |
| Repayment Options | In-app or via M-Pesa Paybill: 4133471 |
| Customer Support | 📞 +254 111 053 510 |
📲 How to Apply for a Daviva Loan in Kenya
Follow these simple steps to apply and receive your loan instantly:
- Download Daviva Loan App
- Go to Google Play Store and search for Daviva Loan App Kenya.
- Tap Install and open the app.
- Create Your Account
- Register using your M-Pesa phone number and National ID.
- Create a secure password to protect your account.
- Apply for a Loan
- Log in to your account and select your preferred loan amount.
- Review loan terms (interest rate, duration, and total repayment).
- Submit your application.
- Receive Money Instantly via M-Pesa
- Once approved, the loan is deposited instantly into your M-Pesa account.
💳 How to Repay Daviva Loan via M-Pesa
Repaying your Daviva loan is fast and simple:
- Go to your M-Pesa Menu.
- Select Lipa na M-Pesa → Paybill.
- Enter Business Number:
4133471. - Enter Account Number: Your registered Daviva phone number.
- Enter the repayment amount.
- Confirm and complete the transaction with your M-Pesa PIN.
You’ll receive a confirmation SMS once payment is successful.
⭐ Why Choose Daviva Loan App
- ✅ Licensed and Approved by CBK – Ensures your borrowing is safe and legitimate.
- 💸 Instant Loans via M-Pesa – Receive cash within minutes.
- 📉 Low Monthly Interest – From as low as 2.5% per month.
- 🧾 Flexible Repayment – 30 days repayment window.
- 📈 Higher Limits Over Time – Repay on time to grow your loan limit.
- 📞 Reliable Customer Support – Quick assistance via call or in-app chat.
📞 Daviva Loan App Customer Care
For inquiries or assistance, reach out to Daviva support:
- Phone: +254 111 053 510
- Email: (Available within the app)
- Social Media: Daviva Loan Kenya official pages on Facebook and Twitter
💡 Smart Tips for Borrowing from Daviva Loan App
- Borrow only what you can repay comfortably.
- Repay your loan before the due date to avoid penalties.
- Ensure your M-Pesa number is active during the entire loan period.
- Build a strong credit record to increase your borrowing limit.
📊 Summary of CBK-Approved Loan Apps in Kenya
| Loan App | Operator | Loan Range (KES) | Interest Rate | Repayment Period | CBK Licensed |
|---|---|---|---|---|---|
| Daviva Loan App | Pesakuu Credit Ltd | 1,000 – 50,000 | From 2.5% monthly | 30 days | ✅ Yes |
| Tala Loan App | Tala Kenya Ltd | 500 – 50,000 | From 15% flat | 21–30 days | ✅ Yes |
| Branch Loan App | Branch Intl Ltd | 250 – 100,000 | 1.8%–20% | 30–90 days | ✅ Yes |
| Zenka Loan App | Zenka Finance Ltd | 500 – 50,000 | 9%–29% | 30 days | ✅ Yes |
| Koro Loan App | Zenka Finance Ltd | 1,000 – 70,000 | From 3% monthly | 30–90 days | ✅ Yes |
| Berry Loan App | Finberry Capital Ltd | 500 – 50,000 | From 10% | 30 days | ✅ Yes |
❓ Frequently Asked Questions (FAQ)
1. Is Daviva Loan App legit?
Yes. Daviva Loan App is a legit and CBK-approved loan app in Kenya, operated by Pesakuu Credit Ltd.
2. How fast will I receive the loan?
Once your application is approved, the funds are sent instantly to your M-Pesa account.
3. What is the minimum and maximum loan amount?
You can borrow between KSh 1,000 and KSh 50,000, depending on your credit profile.
4. How can I repay my loan?
You can repay directly in the app or through M-Pesa Paybill 4133471.
5. Can I increase my loan limit?
Yes, repay your loans on or before the due date to qualify for higher limits.
6. Does Daviva Loan App check CRB?
Yes, being a regulated lender, Daviva may check your CRB score for eligibility.
🏁 Final Verdict
The Daviva Loan App Kenya stands out as one of the most reliable and affordable CBK-approved loan apps in 2025. It’s ideal for anyone seeking quick emergency loans through M-Pesa, with low interest rates, transparent fees, and fast approval.
If you need a trusted mobile loan app that values transparency, compliance, and user experience, Daviva by Pesakuu Credit Ltd is an excellent choice.