PesaIn Loan App Kenya – Legit CBK Approved Online Loans via M-Pesa
Need quick cash in Kenya? The PesaIn Loan App is one of the best new legit loan apps in Kenya, offering fast, secure, and affordable loans via M-Pesa. Operated by Wabema Credit Ltd, a Central Bank of Kenya (CBK) approved digital lender, PesaIn provides flexible personal loans ranging from KSh 1,000 to KSh 150,000 — no collateral required.
If you’re searching for CBK-approved online loans in Kenya, this guide explains everything you need to know about PesaIn Loans, including how to apply, loan limits, repayment, interest rates, and customer support.
🏦 What is PesaIn Loan App?
PesaIn Loan App Kenya is a trusted mobile lending platform that helps Kenyans access instant loans directly to their M-Pesa accounts. As a product of Wabema Credit Ltd, which is licensed and regulated by the Central Bank of Kenya (CBK), PesaIn ensures borrower safety, transparency, and data privacy.
It’s designed for both individual borrowers and small business owners who need fast cash to cover emergencies, bills, or short-term expenses.
💰 PesaIn Loan App Details
| Feature | Details |
|---|---|
| Lender Name | Wabema Credit Ltd |
| Approval | CBK Approved Digital Credit Provider |
| Loan Amount | KSh 1,000 – KSh 150,000 |
| Interest Rate | 18% – 65% APR per year |
| Service Fee | 5% of approved loan |
| Repayment Period | 30 – 90 days |
| Loan Disbursement | Instant via M-Pesa |
| Repayment Method | Via App or M-Pesa Paybill (shared on payment day) |
| Customer Support | WhatsApp: +254 108 394 589 / Email: service@pesain.net |
⚙️ How to Apply for a Loan on PesaIn App
Follow these simple steps to get your instant M-Pesa loan through the PesaIn Loan App Kenya:
- Download and Install the App
- Go to Google Play Store and search for “PesaIn Loan App.”
- Tap Install and open the app after installation.
- Register Your Account
- Enter your ID number, phone number, and personal details.
- Verify your number via the SMS code sent to your phone.
- Apply for a Loan
- Choose your desired loan amount (KSh 1,000 – 150,000) and repayment term (30–90 days).
- Review loan details including interest and fees, then confirm your request.
- Receive Money Instantly
- Once approved, funds are disbursed directly to your M-Pesa account in minutes.
- Repay Loan on Time
- Repay conveniently through the PesaIn app or via M-Pesa Paybill (details provided).
- Timely repayment boosts your credit limit and eligibility for higher loan amounts.
📅 Example Loan Calculation
If you borrow KSh 10,000 for 60 days at a 24% APR with a 5% service fee:
- Service Fee: KSh 500
- Interest: ≈ KSh 400
- Total Repayment: ≈ KSh 10,900
✅ Why Choose PesaIn Loan App Kenya
- ✔ CBK Approved & Legit: Operated by Wabema Credit Ltd, a registered and licensed digital lender.
- ✔ Fast Loan Processing: Get instant approval and disbursement via M-Pesa.
- ✔ Transparent Charges: Fixed 5% service fee with no hidden deductions.
- ✔ Flexible Repayment: Choose between 30 to 90 days.
- ✔ Excellent Customer Support: Get help anytime via WhatsApp or email.
📞 PesaIn Customer Support Contacts
For help, inquiries, or loan issues, contact PesaIn via:
- WhatsApp: +254 108 394 589
- Email: service@pesain.net
💬 FAQs – PesaIn Loan App Kenya
1. Is PesaIn Loan App legit?
Yes. PesaIn is a legit CBK-approved loan app managed by Wabema Credit Ltd, ensuring all lending processes comply with Kenyan financial regulations.
2. How much can I borrow from PesaIn?
You can borrow between KSh 1,000 and KSh 150,000, depending on your repayment history and credit score.
3. How long does approval take?
Loan approval is instant, and funds are disbursed immediately to your M-Pesa.
4. What is the repayment duration?
You can repay your loan between 30 and 90 days, depending on the plan you choose.
5. How do I repay my loan?
Repay through the PesaIn App or M-Pesa Paybill details provided on your due date.
6. What happens if I delay repayment?
Late repayment may attract penalties and could affect your credit limit in the app.
📊 Top New Loan Apps in Kenya (2025)
| Loan App | Company / Lender | Loan Range | Repayment Period | CBK Approved |
|---|---|---|---|---|
| PesaIn Loan App | Wabema Credit Ltd | KSh 1,000 – 150,000 | 30–90 days | ✅ Yes |
| AdvancePoa Loan App | AdvancePoa Credit Ltd | KSh 500 – 100,000 | 15–60 days | ✅ Yes |
| Choice Sasa Loan App | Choice Sasa Microfinance Ltd | KSh 1,000 – 120,000 | 30–90 days | ✅ Yes |
| Kopasmart Loan App | Kingdom Bank Ltd | KSh 1,000 – 80,000 | 21–91 days | ✅ Yes |
| Bora Credit Loan App | Bora Credit Ltd | KSh 2,000 – 100,000 | 30–90 days | ✅ Yes |
| PesaBar Loan App | East Africa Futures Company Ltd | KSh 500 – 50,000 | 15–60 days | ✅ Yes |
🏁 Final Thoughts
The PesaIn Loan App Kenya is among the best CBK-approved online loan apps offering instant M-Pesa loans without collateral. Whether you’re a student, salaried worker, or small business owner, PesaIn provides a fast, flexible, and reliable lending solution.
With transparent fees, quick processing, and secure transactions, PesaIn continues to grow as one of the most trusted digital lenders in Kenya.
💡 Tip: Always repay your PesaIn loan on time to increase your borrowing limit and maintain a strong credit record.
Hello I need a loan of 2000
Hello I need a loan of 2000
Hello I need a loan of 2000