Getting instant credit in Kenya has become much easier thanks to the rise of legit loan apps approved by the Central Bank of Kenya (CBK). One of the newest entrants in this space is the PesaBar Loan App, a reliable and transparent digital lender operated by East Africa Futures Company Ltd.
PesaBar aims to make access to personal loans simple, fast, and affordable for all Kenyans — whether you’re an employed professional, a student, or self-employed.
🔹 About PesaBar Loan App
PesaBar Loan App Kenya is a new, CBK-approved digital lending platform that offers instant loans directly to your M-Pesa account. It is managed by East Africa Futures Company Ltd, a licensed digital credit provider that adheres to Kenya’s financial regulations.
The app provides flexible loan limits, reasonable interest rates, and extended repayment periods, making it one of the most customer-friendly platforms in Kenya’s digital lending market.
💰 PesaBar Loan Details
| Loan Feature | Details |
|---|---|
| Lender Name | East Africa Futures Company Ltd |
| Regulatory Status | Approved by the Central Bank of Kenya (CBK) |
| Loan Amount | KSh 1,000 – KSh 90,000 |
| Interest Rate | 0.1% per day (14% – 30% APR per year) |
| Service Fee | Transparent and included in the loan terms |
| Repayment Period | 3 to 12 months |
| Disbursement Method | Directly to your M-Pesa account |
| Repayment Method | Through the app via M-Pesa |
| Customer Support | +254 703 130 699 / ninetyonetechnology@gmail.com |
📲 How To Apply for a PesaBar Loan
Follow these simple steps to apply and get your loan approved in minutes:
- Download the App:
Visit the Google Play Store and search for “PesaBar Loan App”. - Register:
Create your account using your valid ID number, phone number, and M-Pesa details. - Apply for a Loan:
Enter the loan amount you wish to borrow and submit your application. - Approval and Disbursement:
If approved, your loan will be sent instantly to your M-Pesa wallet. - Repay on Time:
Repay your loan within the agreed period through the app using M-Pesa. Timely repayment increases your credit limit.
🧾 Why Choose PesaBar Loan App?
✅ CBK Approved: 100% legitimate and regulated by the Central Bank of Kenya.
✅ Fast Processing: Receive your loan within minutes after approval.
✅ Flexible Repayment: Choose a plan between 3 to 12 months.
✅ Transparent Terms: No hidden fees; all costs are clearly displayed.
✅ Secure: Your data and financial information are protected.
💬 PesaBar Loan Contact Information
For customer support or inquiries:
📞 Phone: +254 703 130 699
📧 Email: ninetyonetechnology@gmail.com
⚡ Other Notable Loan Apps in Kenya
Here’s a summary of other legit and CBK-approved loan apps in Kenya offering instant mobile loans via M-Pesa:
| Loan App | Loan Range | Interest Rate (APR) | Repayment Period | Special Features |
|---|---|---|---|---|
| AdvancePoa Loan App | KSh 1,000 – 100,000 | 15% – 36% | 30 – 180 days | Fast approval & low fees |
| Kopasmart Loan App | KSh 1,000 – 50,000 | 20% – 35% | 1 – 3 months | Simple sign-up, instant M-Pesa disbursement |
| PesaIn Loan App | KSh 1,000 – 150,000 | 18% – 65% | 30 – 90 days | Run by Wabema Credit Ltd, CBK-approved |
| Choice Sasa Loan App | KSh 500 – 70,000 | 14% – 30% | 2 – 6 months | User-friendly, fast processing |
| BetaPesa Loan App | KSh 1,000 – 100,000 | 0.08% per day | Up to 90 days | CBK licensed, flexible repayment |
❓ Frequently Asked Questions (FAQ)
1. Is PesaBar Loan App legit?
✅ Yes. PesaBar is operated by East Africa Futures Company Ltd, a digital credit provider licensed by the Central Bank of Kenya.
2. How much can I borrow on PesaBar?
You can borrow from KSh 1,000 to KSh 90,000, depending on your credit score and repayment history.
3. How long does it take to receive the loan?
Once approved, funds are sent instantly to your M-Pesa account.
4. What are the repayment options?
Repay your loan directly via M-Pesa through the PesaBar app.
5. How can I increase my loan limit?
Make timely repayments and maintain a good credit record with PesaBar.
6. What happens if I delay repayment?
Late repayment may attract penalties and affect your future borrowing limit.
🏁 Final Thoughts
PesaBar Loan App Kenya is a legitimate, fast, and secure way to access credit directly on your phone. With its CBK approval, flexible repayment terms, and fair interest rates, it’s an excellent choice for anyone seeking reliable online loans in Kenya.
Always ensure you borrow responsibly and repay on time to maintain a healthy credit profile.
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