Looking for a fast and reliable loan app in Kenya? EasyKash Loan App Kenya is one of the newest digital lenders offering quick M-Pesa loans ranging from KES 1,000 to KES 100,000. With low interest rates starting from 0.05% per day and flexible repayment terms of 14 to 90 days, EasyKash is becoming a popular choice among Kenyans seeking emergency funds, business capital, or personal financing.
This guide covers everything you need to know about EasyKash—how it works, loan features, repayment process, customer care, FAQs, and a comparison table of other notable loan apps in Kenya.
What Is EasyKash Loan App Kenya?
EasyKash is a digital mobile lending platform designed for Kenyan borrowers who need quick, convenient, and paperless loans. It is available on the Google Play Store and allows users to apply for loans anytime, anywhere, with instant approval and direct M-Pesa disbursement.
The app targets individuals with active M-Pesa accounts and a steady transaction history.
EasyKash Loan Features
✔ Loan Amounts
- Minimum loan: KES 1,000
- Maximum loan: KES 100,000
Your loan limit increases with:
- On-time repayments
- Strong M-Pesa activity
- Good credit history
✔ Interest Rates
- Daily interest from 0.05%
- Rates vary based on risk, loan term, and customer profile
This makes EasyKash more affordable compared to other high-interest mobile lenders.
✔ Repayment Duration
- 14 to 90 days
The longer loan term means borrowers have more flexibility and reduced repayment pressure.
✔ Loan Disbursement
Loan is deposited instantly into your M-Pesa wallet once approved.
✔ Repayment Method
Repay using the official EasyKash M-Pesa Paybill Number: 4074753
How to repay:
- Go to M-Pesa
- Tap Lipa na M-Pesa
- Select Paybill
- Enter 4074753 (Business Number)
- Enter your phone number (Account Number)
- Input amount
- Confirm payment
How to Apply for an EasyKash Loan
- Download the EasyKash App from Google Play Store
- Register using your phone number
- Verify via OTP
- Complete your profile (ID number, personal info, M-Pesa details)
- Request a loan and select your preferred repayment duration
- Receive instant approval and funds via M-Pesa
EasyKash Customer Care
If you need assistance:
- Phone: +254 757 599 999
- Support: Available inside the app
Always ensure you contact official channels to avoid scammers.
Is EasyKash Loan App Legit in Kenya?
EasyKash is a relatively new loan app operating in Kenya. While it provides genuine loans, it is not yet listed among CBK-approved digital credit providers, so users should borrow responsibly.
Tips for safe borrowing:
- Do not pay any registration fee
- Do not share your PIN
- Download only from official app stores
- Borrow what you can repay
Frequently Asked Questions (FAQ)
1. How much can I borrow from EasyKash?
Between KES 1,000 and KES 100,000, depending on your creditworthiness.
2. How long does loan approval take?
Most loans are approved instantly or within a few minutes.
3. What is the EasyKash interest rate?
Interest starts from 0.05% per day.
4. How do I repay my EasyKash loan?
Via M-Pesa Paybill 4074753, using your phone number as the account number.
5. Are there penalties for late payment?
Yes—late payments may attract extra fees and reduce your future loan limit.
6. Is CRB clearance required?
Not mandatory, but your credit score may influence your loan limit.
7. Can I extend my repayment period?
Extensions depend on your profile and are determined within the app.
Summary Table – Notable Loan Apps in Kenya (2025)
| Loan App | Loan Limits | Interest Rates | Repayment Period | CBK Approved? |
|---|---|---|---|---|
| EasyKash | 1,000 – 100,000 | From 0.05% per day | 14 – 90 days | No |
| M-Shwari | 1,000 – 50,000 | 7.5% facility fee | 30 days | Yes |
| KCB M-Pesa | 1,000 – 1,000,000 | 7.5% | 30 days | Yes |
| Timiza | 500 – 150,000 | 7.5% | 30 days | Yes |
| Tala | 1,000 – 50,000 | 5% – 15% | 21–30 days | No |
| Branch | 500 – 300,000 | 1.7% – 17% monthly | Up to 180 days | No |
| Zenka | 500 – 50,000 | 9% – 30% | 30 days | No |
| iPesa | 500 – 50,000 | 12% – 30% | 14 – 30 days | No |
| Fuliza | User-based | 1% daily + fees | Continuous | Yes |
Final Thoughts
The EasyKash Loan App offers a convenient way for Kenyans to access fast loans with flexible repayment terms and competitive interest rates. Whether you need emergency cash, business support, or personal financing, EasyKash provides an easy-to-use platform with quick M-Pesa disbursements.
However, always compare loan apps before borrowing and choose the most affordable and reliable option that fits your financial needs.