Looking for a reliable loan app in Kenya that offers fast cash directly to your M-Pesa account? Real Loan App is a new digital lending platform designed to provide quick, affordable, and collateral-free loans to Kenyans through a simple mobile application.
With flexible repayment periods and competitive interest rates, Real Loan App is ideal for emergency expenses, small business needs, school fees, or personal use.
📱 What Is Real Loan App?
Real Loan App Kenya is an Android loan application available on the Google Play Store. The app allows eligible users to borrow money instantly without providing collateral or visiting a physical office.
Key Features of Real Loan App
- ✅ Instant loans via M-Pesa
- ✅ No collateral required
- ✅ Loan amounts from KES 500 to KES 50,000
- ✅ Low interest rates starting from 0.5% per day
- ✅ Flexible repayment period of up to 90 days
- ✅ Easy repayment using M-Pesa Express (STK Push)
Customer Support Email: support@realloanapp.co.ke
💰 Loan Amounts & Interest Rates
Real Loan App offers small to medium short-term loans suitable for different financial needs:
- Minimum loan: KES 500
- Maximum loan: KES 50,000
- Interest rate: From as low as 0.5% per day
- Repayment duration: Up to 90 days
Interest rates may vary depending on your credit profile, repayment history, and loan amount selected.
📝 How to Apply for a Loan on Real Loan App
Applying for a loan is simple and fully online:
- Download Real Loan App from the Google Play Store
- Register using your personal details and active M-Pesa number
- Select loan amount and preferred repayment period
- Submit your application
- Receive funds instantly in your M-Pesa wallet upon approval
No paperwork. No guarantors. No collateral.
🔁 How to Repay Your Loan
Loan repayment is fast and convenient:
- Repay directly within the app
- Use M-Pesa Express (STK Push)
- Pay anytime before or on the due date to avoid penalties and improve your loan limit
📊 Legit Loan Apps in Kenya – Comparison Table
Below is a summary of some legitimate and popular loan apps in Kenya, including Real Loan App, to help you compare options:
| Loan App | Loan Range (KES) | Interest Rates | Repayment Period | M-Pesa Support | Notes |
|---|---|---|---|---|---|
| Real Loan App | 500 – 50,000 | From 0.5% per day | Up to 90 days | ✅ Yes | New, fast approval |
| Tala | 500 – 50,000 | ~0.3% – 0.6% daily | Up to 120 days | ✅ Yes | Well-established |
| Branch | 250 – 70,000 | Variable | Up to 52 weeks | ✅ Yes | Flexible repayment |
| Zenka | 500 – 30,000 | 0% first loan | Up to 61 days | ✅ Yes | First loan promo |
| M-Shwari | 100 – 50,000+ | ~7.5% fee | 30 days | ✅ Yes | Safaricom backed |
| KCB M-Pesa | 500 – 1,000,000+ | ~7.35% monthly | 30 days | ✅ Yes | Bank-supported |
🔐 Is Real Loan App Legit?
Real Loan App follows the standard structure used by many digital lenders in Kenya, including:
- Clear loan limits
- Transparent repayment methods
- M-Pesa integration
- Customer support contact
However, borrowers are always advised to confirm CBK licensing, read app permissions carefully, and understand all loan terms before accepting any offer.
✅ Tips for Safe Borrowing in Kenya
- ✔ Borrow only what you can repay
- ✔ Avoid late payments to protect your credit score
- ✔ Read terms and conditions carefully
- ✔ Use loan apps with clear customer support channels
- ✔ Repay on time to increase your loan limit
🏁 Final Thoughts
Real Loan App Kenya is a promising option for anyone looking for instant M-Pesa loans without collateral. With loan amounts up to KES 50,000, low daily interest rates, and a repayment period of up to 90 days, it offers convenience and flexibility for short-term financial needs.