For their convenience, loan apps have become so popular in Kenya, with new ones coming up almost everyday.Anew app has now entered the market – Waxtu Woonale, a new digital loan app developed by Zigi Safe Online Loans, designed to offer flexible and affordable credit solutions to individuals across Kenya. With the promise of quick loans of up to KES 40,000, Waxtu Woonale is positioning itself as a reliable financial partner for those in need of urgent funds.
Features and Benefits

1. Quick and Easy Application
Applying for a loan with Waxtu Woonale is a straightforward process. Interested users can download the app from the Google Play Store, complete a simple registration process, and apply for a loan—all from the comfort of their smartphone.
2. Flexible Loan Amounts
Waxtu Woonale offers loans starting from smaller amounts and going up to KES 40,000, allowing users to borrow based on their individual financial needs and repayment capacity.
3. Longer Repayment Periods
Unlike many other loan apps that demand repayment within a few weeks, Waxtu Woonale provides a repayment schedule of up to 3 months, easing the financial burden on borrowers and making it more manageable to repay.
4. Low Interest Rates
Another major benefit of Waxtu Woonale is its competitive interest rates, making it a more affordable option compared to many high-interest digital lenders in the market.
How to Apply
Getting started is simple:
- Step 1: Download the Waxtu Woonale app from the Google Play Store.
- Step 2: Register your details and set up your account.
- Step 3: Apply for a loan and wait for approval.
Once approved, funds are disbursed directly to your mobile money account, typically within minutes.
Customer Support
For any inquiries or support, users can reach Waxtu Woonale through:
- Phone: +254 106 337 053
- Email: zigikenyaservice@outlook.com
Final Thoughts
While digital loans offer convenience and quick access to funds, Kenyans are urged to exercise caution when engaging with online lenders. The internet is rife with fraudulent loan apps and scams designed to exploit unsuspecting borrowers. Before downloading any loan app or sharing your personal information, ensure that the lender is legitimate, has a working customer service channel, and operates transparently.
Waxtu Woonale appears to offer a promising and user-friendly service, but as with any financial service, it’s essential to read the terms and conditions carefully, understand the repayment obligations, and confirm the authenticity of the platform.
Always borrow responsibly.