Choice Sasa Loan App: Everything You Need To Know
Access to quick loans in Kenya has been made more easier with the entrance of new loan apps into the lending market almost everyday, One of the latest and most promising players in this space is Choice Sasa Loan App, developed by Choice Microfinance Bank. If you’re looking for a fast and legit online loan option, this app might just be what you need.
What is Choice Sasa Loan App?
Choice Sasa Loan App is a mobile loan platform powered by Choice Microfinance Bank, a licensed and registered financial institution in Kenya. The app is designed to offer instant mobile loans directly to your M-Pesa account without the need for collateral or lengthy paperwork.
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As a trusted product of a regulated bank, Choice Sasa stands out among hundreds of digital lenders for being both genuine and compliant with Kenyan financial regulations. It is available on the Google Play Store, with a simple and user-friendly interface for fast loan applications.
Who Can Apply for Choice Sasa Loans?
To be eligible for a loan from the Choice Sasa Loan App, applicants must meet the following criteria:
- Be a Kenyan citizen.
- Aged 18 years or older.
- Have a valid Kenyan National ID.
- Own an active M-Pesa account.
- Provide proof of income (such as payslips, business earnings, or transaction history).
- Have a mobile phone with internet access.
- Submit an ID photo/selfie for verification.
- Can apply regardless of CRB status.
This inclusivity makes the app accessible to both employed and self-employed individuals, even those negatively listed on CRB.
Choice Sasa Loan App Limits and Interest Rates
Choice Sasa Loan App provides a flexible credit solution with the following terms:
| Loan Feature | Details |
|---|---|
| Minimum Loan Amount | KES 500 |
| Maximum Loan Amount | KES 150,000 |
| Interest Rate (APR) | 36.5% to 103.5% per annum |
| Repayment Period | 61 to 180 days |
| Disbursement Method | Direct to M-Pesa |
| Late Payment Penalty | May apply, depending on loan terms |
Note: The exact interest rate and loan amount you qualify for depends on your creditworthiness, income verification, and repayment history.
How to Apply for the Loans
Applying for a loan via the Choice Sasa Loan App is simple and takes only a few minutes:
Step-by-Step Application Process:
- Download the App
- Go to Google Play Store and search for “Choice Sasa Loan App.”
- Download and install the app.
- Register Your Account
- Sign up using your mobile phone number and National ID.
- Take and upload a clear ID photo and selfie for identity verification.
- Provide Personal & Financial Information
- Input your employment or business details.
- Upload proof of income if required.
- Apply for a Loan
- Choose the desired loan amount and repayment period.
- Submit your loan request.
- Loan Approval and Disbursement
- After verification, approved loans are disbursed directly to your M-Pesa.
How to Repay the Loan
Repaying your loan is easy and secure with multiple repayment options:
Repayment Methods:
- Via the App: Log in and use the in-app M-Pesa Express feature for direct payment.
- M-Pesa Paybill: If a Paybill number is provided within the app, use it to manually repay.
Ensure you repay on time to increase your credit limit and maintain a good credit score.
Customer Support Contacts
If you face any challenges during registration, loan application, or repayment, you can reach out to Choice Sasa Loan App through the following channels:
- Phone: +254 731 225 879
- Email: service@choicesasaloan.com
Their customer care team is responsive and ready to assist with technical support, loan issues, and account inquiries.
Choice Sasa Loan App – Frequently Asked Questions (FAQ)
1. Is Choice Sasa Loan App legit?
Yes. The app is a genuine product of Choice Microfinance Bank, which is regulated by the Central Bank of Kenya (CBK).
2. How long does loan approval take?
Loan approval typically takes a few minutes to a few hours depending on your details and verification process.
3. Can I apply if I’m listed on CRB?
Yes. Unlike some lenders, Choice Sasa allows applications from borrowers with negative CRB listings.
4. Do I need to provide collateral?
No. Loans are unsecured, meaning no collateral is required.
5. How do I increase my loan limit?
Repay your loans on time and consistently to build your profile. Higher limits are given to borrowers with a good repayment history.
6. Can I apply using a feature phone?
No. The app is currently only available on Android smartphones via Google Play Store.
Conclusion
Choice Sasa Loan App offers a much-needed financial lifeline to many Kenyans looking for fast, safe, and affordable mobile loans. Backed by a licensed microfinance bank, it guarantees trust and security in your borrowing experience. Whether you’re a salaried worker or running a small business, Choice Sasa has a flexible loan product tailored for you.
Download the app today from the Google Play Store and take charge of your financial future with Choice Sasa Loan App.
For more updates and reviews on reliable loan apps in Kenya, stay tuned!
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