What is Lemon Cash Loan App?
Lemon Cash Loan App is a legitimate digital loan app in Kenya designed to offer quick and reliable financial support to individuals in need of short-term credit. The app, also referred to as Lemon Kash Loan App, allows users to borrow from as low as KES 500 up to KES 40,000 at affordable interest rates. With an entirely digital process, Kenyan users can download, register, apply, and repay loans directly from the app using their smartphone.
This mobile-based platform ensures convenience, fast approval, and a user-friendly interface. Whether you need emergency cash or funds to boost a small business, Lemon Cash is tailored to suit various financial needs with flexible repayment periods.
Is Lemon Cash Loan App Legit?
Yes, Lemon Cash Loan App is legit in Kenya. The app is accessible on Google Play Store and has established a reliable customer support system. It operates within acceptable digital lending practices and does not impose hidden charges. The app is fully operational with a transparent loan process, clear terms and conditions, and registered contact details.
Loan Limits and Interest Rates
| Feature | Details |
|---|---|
| Loan Amount | KES 500 to KES 40,000 |
| Interest Rate (APR) | 24% per annum |
| Loan Term | 3 to 12 months |
| Loan Disbursement | Sent directly to your M-Pesa account |
| Repayment Method | Directly via the Lemon Cash app |
Example: If you borrow KES 10,000 at 24% APR and choose a 12-month repayment period, you will pay approximately KES 11,200 in total (KES 933 monthly), depending on exact fees and loan structure.
How to Download, Register, and Apply for a Loan on Lemon Cash App
Step-by-Step Guide
- Download the App
- Open Google Play Store on your Android phone.
- Search for “Lemon Cash Loan App”.
- Tap Install to download and install the app.
- Register / Create an Account
- Open the app after installation.
- Enter your mobile number and verify with an OTP.
- Provide your personal details, including full name, ID number, occupation, income, and M-Pesa number.
- Apply for a Loan
- Log in and go to the Loan Application section.
- Choose your preferred loan amount and repayment duration.
- Submit your application and wait for loan approval (usually within minutes).
- Once approved, funds are disbursed directly to your M-Pesa wallet.
How to Repay Lemon Cash Loan
Repaying your Lemon Cash loan is simple and can be done directly through the app.
Steps to Repay:
- Open the Lemon Cash App.
- Go to the Loan Repayment section.
- Follow prompts to repay using M-Pesa.
- You will receive a confirmation SMS for successful repayment.
Always repay before or on the due date to avoid penalties and maintain a good credit limit for future borrowing
Comparison: Lemon Cash vs Other Legit Loan Apps in Kenya
| Loan App | Loan Amount | Interest Rate (APR) | Repayment Period | Repayment Method | Customer Support |
|---|---|---|---|---|---|
| Lemon Cash App | KES 500 – 40,000 | 24% per year (APR) | 3 – 12 months | Via App (M-Pesa) | +254740312001 / lemonkash@gmail.com |
| Tala Kenya | KES 1,000 – 50,000 | 15% – 30% (monthly rate) | 21 – 30 days | M-Pesa Paybill / App | support@tala.co.ke / in-app chat |
| Branch App | KES 250 – 100,000 | 18% – 36% (APR) | 2 – 12 months | Via App (M-Pesa) | in-app support |
| Zenka Loan App | KES 500 – 50,000 | 9% – 30% (one-time fee) | 1 – 61 days | M-Pesa Paybill / App | 020 7640 555 / support@zenka.co.ke |
| Okash App | KES 2,500 – 50,000 | 36% – 48% (APR) | 91 – 365 days | Via App (M-Pesa) | okash.ke@o-pesa.com |
| HF Whizz | KES 1,000 – 70,000 | 8% – 15% (monthly interest) | Up to 6 months | Bank/M-Pesa | 0709 438 888 / customercare@hfgroup.co.ke |
| Ziada Loan App | KES 500 – 50,000 | Varies (around 15% APR) | 3 – 12 months | Via App | 0719471757 / support@ziadaloan.co.ke |
Lemon Cash vs Others – Key Takeaways
- Interest Rate: Lemon Cash charges a fair 24% APR, which is lower than many other apps like Okash or Zenka. Branch is close in range, but others charge higher monthly rates which translate to a higher APR if extended.
- Loan Limit: While Lemon Cash offers up to KES 40,000, apps like Branch and Tala offer up to KES 100,000 and KES 50,000 respectively, for repeat users.
- Repayment Period: Lemon Cash gives up to 12 months for repayment—same as Branch and more flexible than Zenka or Tala, which offer shorter durations.
- Approval Speed & Accessibility: All listed apps, including Lemon Cash, offer fast approval and require only your phone, M-Pesa, and national ID.
- Customer Support: Lemon Cash provides direct phone and email support, which is a strong advantage over apps that rely only on in-app support.
Why Choose Lemon Cash?
- Low APR compared to most digital lenders.
- Flexible repayment plans up to 12 months.
- Good customer support via phone and email.
- Simple application process through a lightweight mobile app.
Final Verdict
If you’re looking for a low-interest, mid-limit, and long-tenure loan option with excellent customer support, Lemon Cash is a strong choice. However, if you need larger amounts or prefer instant disbursement for very short terms, apps like Branch, Tala, or Zenka may suit your needs better.
Tip: Always compare repayment costs, read app reviews, and check if the app is approved by the Central Bank of Kenya (CBK) to ensure legitimacy and avoid scams.
Customer Support Contacts
If you need assistance, reach out to Lemon Cash via the following:
- Phone Number: +254 740 312 001
- Email: lemonkash@gmail.com
The support team is available during business hours to assist with any queries, delays, or technical issues.
Frequently Asked Questions (FAQ) – Lemon Cash Loan App Kenya
1. What is the minimum and maximum loan amount I can borrow?
You can borrow from KES 500 to KES 40,000, depending on your creditworthiness and repayment history.
2. How long does it take to receive the loan?
Once your loan is approved, funds are disbursed to your M-Pesa account within minutes.
3. What is the interest rate charged?
Lemon Cash charges an APR of 24% annually, which is relatively lower than many digital lenders in Kenya.
4. What is the loan repayment period?
The repayment period ranges from 3 to 12 months, allowing flexibility based on your income flow.
5. Can I repay early?
Yes, you can repay your loan early without penalties. Early repayment may improve your credit limit for future loans.
6. How do I increase my loan limit?
Timely repayments, providing accurate details, and continued app usage can increase your loan eligibility over time.
7. Is Lemon Cash available for all Kenyans?
Yes, anyone with a valid Kenyan ID and active M-Pesa number can register and apply for a loan.
8. Is there a Lemon Cash app for iPhone?
Currently, Lemon Cash is available only for Android devices via Google Play Store.
9. What happens if I default on my loan?
Failure to repay on time may lead to penalties, negative listing with CRB, and suspension of borrowing privileges.
10. Can I contact customer service if I have a problem?
Yes, you can call +254 740 312 001 or email lemonkash@gmail.com for help with loan application, repayment, or technical issues.
Conclusion
Lemon Cash Loan App is a trusted and convenient mobile lending solution for Kenyans looking for fast, short-term credit. With competitive interest rates, a straightforward application process, and flexible repayment terms, Lemon Cash stands out among the growing number of loan apps in the country. If used responsibly, it can be a valuable tool for managing financial emergencies or supplementing income needs.
Always remember to borrow wisely and ensure timely repayment to maintain access to future credit.