Asap Loan App Kenya – How To Get Instant Loans via Asapkash
Looking for a quick and reliable loan app in Kenya? The Asap Loan App, also known as Asapkash, is one of the few Central Bank of Kenya (CBK) approved mobile loan apps offering instant loans directly to M-Pesa.
With Asapkash, you can borrow from KSh 1,000 up to KSh 50,000 at low interest rates starting from 0.05% per day (18% APR per year). The app is designed for speed, security, and convenience — allowing you to apply and receive cash within minutes, right from your phone.
✅ Key Features of Asap Loan App (Asapkash Kenya)
| Feature | Details |
|---|---|
| App Name | Asap Loan App / Asapkash |
| Regulation | Licensed and Approved by the Central Bank of Kenya (CBK) |
| Loan Limit | KSh 1,000 – KSh 50,000 |
| Interest Rate | 0.05% per day or ~18% APR per year |
| Repayment Period | 14 – 91 days |
| Disbursement Method | Directly to M-Pesa |
| Repayment Options | In-app or via M-Pesa Paybill: 4076331 |
| Customer Care | +254 207903685 / +254 769767096 |
| Email Support | help@asapkash.co.ke |
| Availability | Download on Google Play Store |
💡 Why Choose Asapkash Loan App in Kenya
Asapkash is not just another mobile loan app — it’s a genuine, CBK-approved financial service built for Kenyans who need fast, secure, and transparent access to credit.
Here’s why thousands of Kenyans prefer Asapkash:
- ✔ Licensed and Regulated by CBK – Ensures borrower safety and transparent loan practices.
- ✔ Instant Loan Approval – Get funds directly in your M-Pesa within minutes.
- ✔ Flexible Loan Limits – Borrow between KSh 1,000 and KSh 50,000 based on your credit score.
- ✔ Affordable Interest Rates – As low as 0.05% per day or 18% APR annually.
- ✔ Easy Repayment – Pay through the app or via M-Pesa Paybill 4076331.
- ✔ No Collateral Required – Apply using your National ID and M-Pesa account only.
📱 How To Apply for a Loan on Asap Loan App
Follow these simple steps to apply for a loan through Asapkash:
- Download the App:
Go to the Google Play Store, search for “Asap Loan App” or “Asapkash”, and install. - Create an Account:
Register using your Safaricom number, National ID, and basic personal information. - Apply for a Loan:
Choose your desired loan amount and repayment duration (14–91 days). - Wait for Approval:
Asapkash uses an automated system to assess your creditworthiness — approval takes just a few minutes. - Receive Your Loan:
Once approved, money is instantly sent to your M-Pesa wallet. - Repay Easily:
Repay on time via the app or M-Pesa Paybill 4076331 to improve your credit score and access higher limits.
💰 How To Repay Asap Loan via M-Pesa
To repay your loan manually, use the M-Pesa Paybill method below:
- Go to M-Pesa Menu
- Select Lipa na M-Pesa → Paybill
- Enter Paybill Number: 4076331
- Enter Account Number: Your registered phone number
- Enter the amount due and your PIN
- Confirm and complete the transaction
Repaying on time improves your borrowing history and helps you qualify for higher amounts in the future.
📞 Asapkash Customer Care Contacts
If you need help or have any inquiries, reach out through:
- Phone: +254 207903685 / +254 769767096
- Email: help@asapkash.co.ke
- Platform: Google Play Store – Asap Loan App
🏦 Other Notable CBK-Approved Loan Apps in Kenya (2025 Update)
| Loan App | Loan Limit | Interest Rate | Repayment Period | CBK Approved | Disbursement |
|---|---|---|---|---|---|
| Asap Loan (Asapkash) | KSh 1,000 – 50,000 | 0.05%/day (18% APR) | 14 – 91 days | ✅ Yes | M-Pesa |
| Ke Credit App | KSh 1,000 – 100,000 | From 6% per month | 14 – 91 days | ✅ Yes | M-Pesa |
| TruePesa App | KSh 500 – 30,000 | From 20% APR | 14 – 60 days | ✅ Yes | M-Pesa |
| Zepesa Loan App | KSh 1,000 – 100,000 | From 0% interest | Up to 61 days | ✅ Yes | M-Pesa |
| Apesa Loan App | KSh 500 – 8,000 | 0.006%/day | 91 days | ✅ Yes | M-Pesa |
❓ Frequently Asked Questions (FAQs) About Asap Loan App
1. Is Asap Loan App legit?
✅ Yes. Asapkash is licensed and regulated by the Central Bank of Kenya (CBK), meaning it’s a safe and genuine loan app.
2. How long does approval take?
Loan approval is instant — typically within 5 minutes after completing registration.
3. What is the maximum loan limit?
You can borrow up to KSh 50,000, depending on your repayment record and credit history.
4. What happens if I pay late?
Late repayments may result in penalties or reduced borrowing limits. Always repay on time to maintain a good record.
5. Can I repay before the due date?
Yes. Asapkash allows early repayment, which can help improve your credit score and qualify you for higher loans.
6. Do I need a CRB check?
Asapkash reviews your credit history but may still lend to users with past issues, provided you show consistent M-Pesa activity.
📝 Conclusion
The Asap Loan App Kenya (Asapkash) is among the top-rated CBK-approved mobile lending platforms that make it easy to access instant loans via M-Pesa.
With fast approval, low interest rates, and secure transactions, it’s ideal for Kenyans looking for emergency cash, school fees, business support, or personal needs.
If you want a legit loan app without hidden fees, download Asap Loan App (Asapkash) from the Google Play Store today and enjoy quick, safe, and affordable digital loans in Kenya.