Are you in need of quick cash in Kenya? Look no further than the Bamba Loan App — a trusted mobile lending platform offering instant mobile loans to Kenyans directly to Bamba wallet. Powered by Choice Microfinance Bank, and licensed by the Central Bank of Kenya (CBK), Bamba is changing how Kenyans access short-term credit.
What is Bamba Loan App?

Bamba Loan App Kenya is a digital loan platform designed to provide fast, secure, and hassle-free loans to individuals across Kenya. With just a few taps on your phone, you can borrow amounts starting from KES 500 and receive the money instantly in your Bamba account.
Bamba is operated by Choice Microfinance Bank, an approved and licensed financial institution under the Central Bank of Kenya, ensuring security, compliance, and trustworthiness.
Key Features of Bamba Loan App
Searching for the best mobile loan apps in Kenya? Here’s why Bamba stands out:
- Loan Amounts: Starting from KES 500, with scalable limits based on credit behavior.
- Interest Rate: Competitive at 9.5% per week.
- Approval Time: Loans are processed and disbursed in minutes.
- Regulated Lender: Fully licensed by the Central Bank of Kenya (CBK).
- USSD Option: Access loans without internet via Bamba USSD code *280*4#.
- Simple Repayment: Pay easily via M-PESA Paybill 444174.
How to Download and Register on Bamba Loan App
Looking to download Bamba Loan App? Follow these easy steps:
Step 1: Download the App
- Visit the Google Play Store.
- Search for “Bamba Loan App“.
- Tap Install to download to your Android smartphone.
Step 2: Register or Log In
- Open the app and enter your mobile number.
- Input the OTP sent via SMS.
- Fill in your ID number and other required details.
- Accept the terms and conditions and proceed.
Once registered, you can log in anytime and request a loan instantly.
How to Apply for a Loan on Bamba App
Getting a loan through Bamba is fast and easy:
- Open the Bamba Loan App or dial USSD code *280*4#.
- Choose “Apply for a Loan”.
- Select your preferred loan amount.
- Review the terms (interest rate: 9.5% weekly).
- Confirm your application.
- Funds are disbursed to your M-PESA account immediately.
Is Bamba Loan App Legit?
Yes — Bamba Loan App is legit and secure. It is owned and managed by Choice Microfinance Bank, which is fully regulated and licensed by the Central Bank of Kenya.
This makes Bamba a safe and trustworthy loan app in Kenya, with clear loan terms, no hidden fees, and proper regulatory oversight.
Bamba Loan App Paybill Number
Repaying your loan is quick and convenient via M-PESA. Use the official Bamba loan paybill number:
- Paybill: 444174
- Account Number: 005510
Ensure you input the correct account number when repaying to avoid issues.
Bamba Loan App USSD Code
Don’t have internet access? No problem. Apply for a loan using the official Bamba USSD Code:
- Dial *280*4# on your mobile phone.
- Follow the menu prompts to apply for a loan, check your balance, or make repayments.
Bamba Loan App Customer Care Contacts
Need assistance with your loan, registration, or repayment? Bamba has a dedicated customer support team ready to help.
Contact Details:
- Email: help@getbamba.com
- In-App Support: Open the app and go to the “Help” section.
- FAQs: Check the app’s support section for quick solutions.
Why Choose Bamba Loan App?
- Fast Approvals: Get loans in minutes.
- Low Entry Requirement: Start borrowing from KES 500.
- Secure Transactions: Managed by a CBK-regulated bank.
- Flexible Repayment: Pay back via M-PESA anytime.
- Nationwide Access: Available anywhere in Kenya via app or USSD.
Final Thoughts
If you’re looking for a reliable, fast, and secure loan app in Kenya, the Bamba Loan App is a top choice. With loan offers starting from just KES 500, competitive weekly interest of 9.5%, and instant disbursement to Bamba wallet, Bamba is perfect for Kenyans who need emergency funds.
Whether you’re handling unexpected expenses, business cash flow issues, or personal emergencies, Bamba offers a flexible and meaningful solution.