BORMFI: What It Is And How To Access Shwari USSD Loans in Kenya

BORMFI is the latest USSD code loan lending company providing quick Mpesa loans dubbed ‘shwari’.

In this article I will be taking you through the process of getting a quick shwari USSD loan as provided by the MFI.

The lucky ones must have already received a short message from BORMFI – being a campaign season – confirming the availability of such loan via MPESA.

Ofcourse am lucky because I received mine and here it is;

CONFIRMED! You have Received Back-to-school LOAN of Ksh56,367.00 to MPESA 254745xxxxxx. Borrow & withdraw now to MPESA. Dial *710#20# or visit shwari.co.ke

But if you didn’t get any message from the lender, don’t panic because this article should serve you better than the message alone.

How to Access BORMFI Shwari Loan via USSD

The BORMFI USSD code is *710#. To get the Shwari loan, follow the steps below;

  1. Using your mobile phone,dial *710*20#
  2. Choose to register
  3. Provide all your information as required
  4. Create your PIN
  5. Submit
  6. After successful account registration
  7. Dial *710*20#
  8. Enter you PIN
  9. Select Loan
  10. Select Amount to apply for.
  11. Submit
  12. Receive loan in your MPESA account
  13. Dial *710*20# to pay when loan gets due

BORMFI Loan Details


Here are the BORMFI Shwari loan features;

  1. Loan limits ranges from ksh 500 to ksh 200,000
  2. Interest rates is 9.1% per year
  3. Loan Repayment duration is from 30 days to 365 days
  4. No collateral is required
  5. No guarantors are needed

BORMFI Shwari Loan Advantages

  1. Being a USSD code loan,it’s easily accessible via any mobile phone device including feature phones
  2. Loan Limits are extremely high compared to other USSD loans
  3. Disbursement happens very fast
  4. High rate of loan approval even when in CRB
  5. Affordable loan as the interest rate is low
  6. Available to all Kenyans above 18 years
  7. There’s an alternative to the USSD code which is the Shwari co ke website

Conclusion


BORMFI Shwari USSD Loan facility look like a better alternative to other existing USSD loans for example KCB Mpesa and M-Shwari. However, from the comments and reviews about this app many Kenyans are complain of having paid some fees and still don’t get any loans. Kenyans please be careful when dealing with unlicensed lenders asking fees.

15 thoughts on “BORMFI: What It Is And How To Access Shwari USSD Loans in Kenya”

  1. Fabian Owino Owino

    I have applied and even submitted 128/= as required but nothing came up, this is pure lie i deposited my money in terms of processing fee, but it came out that i have been conned i want to post it in Facebook to alert people that you are daytime conmen

  2. Am happy for helping people to solve problems around our country in terms of school fees and small businesses to grow better may God guarantee more

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