If you’re looking for a trusted digital loan app in Kenya, LoanPlus is one of the few Central Bank of Kenya (CBK)–approved lenders offering instant M-Pesa loans without collateral. With transparent interest rates and flexible limits, LoanPlus has quickly become one of the most reliable mobile loan apps in Kenya.
Check also: .The 41 New Loan Apps/Online Lenders Approved by CBK as of July 2025
What is LoanPlus App Kenya?
LoanPlus is a licensed digital lending app regulated by the Central Bank of Kenya. It allows Kenyans to borrow money instantly using their smartphones — no paperwork, no guarantors. Whether you need emergency funds, to pay bills, or support your small business, LoanPlus provides quick access to cash directly to your M-Pesa wallet.
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LoanPlus Loan Limits in Kenya
LoanPlus offers flexible loan amounts depending on your creditworthiness and repayment behavior.
| Loan Type | Amount (KES) |
|---|---|
| Minimum Loan | 1,000 |
| Maximum Loan | 90,000 |
Your loan limit increases when you borrow and repay on time through the app.
LoanPlus Interest Rates and Charges
LoanPlus offers affordable and transparent interest rates.
- Daily interest rate: 0.03%
- Annual Percentage Rate (APR): 12% – 36% per year
- Repayment period: 7 to 90 days (depending on approval)
There are no hidden fees — everything is clearly displayed before accepting the loan.
How to Apply for a Loan from LoanPlus App
Getting a LoanPlus digital loan is simple and 100% online. Follow these steps:
- Download the LoanPlus App from the Google Play Store.
- Register using your Safaricom number linked to M-Pesa.
- Fill in your basic personal and employment details.
- Apply for your preferred loan amount.
- Receive money instantly in your M-Pesa account once approved.
LoanPlus uses secure systems to assess your eligibility within minutes.
How to Repay LoanPlus Loan via M-Pesa
Repaying your loan is just as easy:
- Open your LoanPlus app.
- Go to the Repay Loan section.
- Follow the in-app instructions to complete repayment via M-Pesa.
Timely repayment helps you build your credit score and access higher limits in the future.
LoanPlus Customer Care Contacts
For help or inquiries, reach the LoanPlus Kenya customer support team:
- Phone: 020 790 5950
- Email: help@loanplus.co.ke
Their support team is responsive and ready to assist you with any issues or loan-related questions.
Frequently Asked Questions (FAQs) about LoanPlus App Kenya
1. Is LoanPlus approved by the Central Bank of Kenya (CBK)?
✅ Yes, LoanPlus is fully licensed and regulated by the Central Bank of Kenya, ensuring safe and transparent lending.
2. How much can I borrow on LoanPlus?
You can borrow from KES 1,000 up to KES 90,000, depending on your repayment history and credit score.
3. What are the LoanPlus interest rates?
LoanPlus charges a daily interest rate of 0.03%, translating to 12%–36% APR per year.
4. How can I repay my LoanPlus loan?
Simply repay through the LoanPlus app using M-Pesa before the due date.
5. What happens if I delay repayment?
Late payments may attract penalties and reduce your future loan limit. Always pay on time to build a positive credit record.
6. How can I contact LoanPlus customer service?
You can reach them via phone at 0207905950 or email help@loanplus.co.ke.
Why Choose LoanPlus Kenya?
✅ CBK-approved and regulated
✅ Instant loans directly to M-Pesa
✅ Transparent interest rates
✅ No hidden fees or collateral
✅ Fast customer support
Final Thoughts on LoanPlus App Kenya
LoanPlus Kenya is one of the most legit, CBK-approved mobile loan apps that makes borrowing easy, fast, and secure. With competitive interest rates, flexible loan limits, and a simple application process, it’s the ideal choice for anyone looking for instant M-Pesa loans in Kenya.
Download LoanPlus App on Google Play today and experience safe digital lending backed by the Central Bank of Kenya