If you’re looking for affordable and instant mobile loans in Tanzania, Dopesa Loan App is one of the newest and most reliable digital lenders. With low-interest rates, flexible repayment terms, and regulation by the Bank of Tanzania, Dopesa is quickly gaining trust among Tanzanian borrowers.
What is Dopesa?
Dopesa is a digital loan app in Tanzania that offers quick, paperless mobile loans ranging from TSH 30,000 to TSH 800,000. Unlike many predatory lenders, Dopesa provides longer repayment terms starting from 3 months and interest rates between 1% to 3% per month.
The app is run by Clareen Microfinance Bank Ltd, which is licensed and regulated by the Bank of Tanzania (BoT), making it a safe and legitimate platform.
Is Dopesa Legit?
Yes – Dopesa is a legit and trusted loan app in Tanzania.
Here’s why:
- Managed by Clareen Microfinance Bank Ltd
- Fully regulated by the Bank of Tanzania
- Transparent loan terms and repayment options
- Dedicated customer care support
Dopesa follows all financial regulations, protecting users from fraud, data misuse, and unfair loan practices.
How to Apply / Download Dopesa Loan App
Applying for a Dopesa loan is fast and convenient. The entire process is mobile-based and takes just minutes.
Steps to Apply for Dopesa Loan:
- Download the Dopesa Loan App from Google Play Store
- Register using your mobile number and valid National ID
- Complete your personal and employment profile
- Choose your loan amount and repayment period
- Submit application and wait for approval
- If approved, funds are sent directly to your M-Pesa, Tigo Pesa, or Airtel Money wallet
[Search “Dopesa Loan” on Play Store]
Dopesa Loan Interest Rates
Dopesa offers low monthly interest rates between 1% to 3%, depending on your credit score and repayment history.
| Loan Amount | Interest Rate (Monthly) | Repayment Term |
|---|---|---|
| TSH 30,000–800,000 | 1% – 3% | 3+ months |
How to Repay Dopesa Loan
Repayment is simple and can be done through any of the major mobile money services in Tanzania.
Repayment Options:
- 📲 M-Pesa
- 📲 Tigo Pesa
- 📲 Airtel Money
Once your loan is due, follow the in-app repayment instructions. Early repayment is allowed and can increase your borrowing limit for future loans.
Dopesa Customer Support Contacts
If you encounter any issues or need help:
- ☎️ Phone: +255 742 390 901
- 📧 Email: cs.help.dopesa@dopesa.cc
Their support team is professional and ready to assist with application issues, repayments, or app concerns.
Dopesa vs Other Loan Apps in Tanzania – 2025 Comparison
To help you decide, here’s how Dopesa compares to other leading loan apps in Tanzania:
| Loan App | Loan Range (TSH) | Interest Rate (Monthly) | Repayment Term | Regulated by BoT? |
|---|---|---|---|---|
| Dopesa | 30,000 – 800,000 | 1% – 3% | 3+ months | ✅ Yes (Clareen Microfinance Bank Ltd) |
| Mkoposmart Tanzania | 20,000 – 500,000 | 5% – 12% | 7–30 days | ❌ No |
| Burepesa Tz | 50,000 – 600,000 | 8% – 15% | 14 – 60 days | ❌ No |
| Realzapesa Tanzania | 25,000 – 500,000 | 3% – 11% | 21 – 30 days | ❌ No |
| Branch Tanzania | 50,000 – 700,000 | 2% – 6% | 1 – 6 months | ✅ No |
Note: Dopesa stands out due to its low interest, longer repayment terms, and legal regulation by the Bank of Tanzania.
Frequently Asked Questions (FAQs)
1. How much can I borrow with Dopesa?
From TSH 30,000 to 800,000, depending on your credit score.
2. What’s the interest rate?
Between 1% to 3% per month, one of the lowest in the market.
3. How do I repay the loan?
Via M-Pesa, Tigo Pesa, or Airtel Money – repayment details are in the app.
4. Is Dopesa safe to use?
Yes. Dopesa is regulated by the Bank of Tanzania, ensuring your data and funds are secure.
5. Can I repay early?
Yes, early repayment is encouraged and improves your loan limit.
6. What happens if I don’t repay on time?
Late repayments may attract penalties and reduce your future loan limit.
Final Verdict: Should You Use Dopesa Loan App?
Absolutely yes, if you’re looking for:
- Low interest rates
- Longer repayment terms
- Secure and regulated loan provider
- Flexible loan amounts to suit emergency or business needs
Dopesa is a reliable and affordable loan app backed by a licensed microfinance bank. It’s an excellent choice for Tanzanians in need of quick, safe, and manageable digital loans in 2025.