Mobile lending in Kenya has grown rapidly over the years, and one of the pioneers that paved the way for instant mobile credit is the Haraka Loan App Kenya. Operated by Getbucks Finance, Haraka has been offering short-term microloans designed to meet urgent financial needs for Kenyans who may not have access to traditional bank credit.
Whether you need emergency cash, business float, or just a quick top-up before payday, Haraka Loan App makes it possible to access funds directly through your smartphone or via USSD.
Features of Haraka Loan App Kenya
- Loan Amounts: Up to KES 5,000 for approved users.
- Interest Rates: Between 5% and 7% per month, depending on loan amount and repayment behavior.
- Repayment Period: Flexible repayment period ranging from 7 days to 30 days.
- Repayment Options: Easy repayment via M-Pesa Paybill number 817910.
- Access Channels:
- Mobile App – Downloadable from the Google Play Store.
- USSD Code – Dial *841# to apply for or manage loans without internet access.
Why Choose Haraka Loan App?
- Pioneer in Mobile Lending – Haraka was among the first digital lenders to bring mobile-based credit solutions to Kenyans.
- Fast Loan Processing – Loan approvals and disbursements take just a few minutes.
- Multiple Access Points – Use either the mobile app or the USSD code, making it accessible to both smartphone and feature phone users.
- Convenient Repayment – Simple repayment through M-Pesa Paybill.
- Credit Growth – Timely repayment allows users to gradually qualify for higher loan limits.
How to Apply for a Haraka Loan
- Download the Haraka Loan App from Google Play Store or dial *841#.
- Register with your personal details including phone number linked to M-Pesa.
- Check Your Loan Limit – The system generates a loan limit based on your credit score and usage.
- Apply for Loan – Select the loan amount within your limit and confirm.
- Receive Loan – Disbursed instantly to your M-Pesa account.
Repayment Guide
- Pay loans before or on the due date to avoid penalties.
- Repay using M-Pesa Paybill 817910, with your phone number as the account number.
- On-time repayment increases your limit and improves your creditworthiness.
Haraka Loan App Contact Information
- Phone Number: 0770637594
- Email: kenyaharaka@getbucks.com
- M-Pesa Paybill: 817910
- USSD Code: *841#
Frequently Asked Questions (FAQ)
1. What is the maximum loan I can get from Haraka Loan App?
You can borrow up to KES 5,000, depending on your credit score and repayment history.
2. How much interest does Haraka charge?
Interest rates range from 5% to 7% per month, calculated on the loan amount borrowed.
3. How do I repay my Haraka loan?
Repayment is done through M-Pesa Paybill number 817910, using your registered phone number as the account number.
4. Can I access Haraka loans without internet?
Yes. You can dial *841# on your phone to apply for and manage loans without using the app.
5. What happens if I fail to repay on time?
Late repayment may attract penalties, reduce your loan limit, and negatively affect your credit score.
6. Is Haraka Loan App safe and legitimate?
Yes. Haraka is operated by Getbucks Finance, a recognized microfinance and lending institution in Kenya.
Conclusion
The Haraka Loan App Kenya remains a trusted name in mobile lending, especially for individuals looking for quick, short-term loans. With its easy application process, flexible repayment periods, and accessibility via both app and USSD, Haraka continues to serve Kenyans with convenient financial solutions.
If you’re in need of fast cash, Haraka is worth considering—just remember to borrow responsibly and repay on time to maintain a positive credit record.