Repaying your Timiza loan is simple, fast, and convenient. Whether you prefer USSD, M-Pesa Paybill, or the Timiza App, this guide walks you through every method clearly.
Timiza is a digital loan service powered by Absa Bank Kenya and is known for offering instant mobile loans, bill payments, and savings products.
Below is a fully detailed guide on How to Repay Timiza Loans in Kenya, including USSD steps, Paybill details, and customer support contacts.

✔️ Method 1: How to Repay Timiza Loan via USSD *848
If you don’t have data or the Timiza App, you can easily repay your loan using the USSD code.
Steps:
- Dial *848# on your mobile phone.
- Select “Loans”.
- Choose “Repay Loan”.
- Enter the amount you want to pay.
- Confirm the payment using your M-Pesa PIN.
- You will receive an SMS confirming the repayment.
This method is the fastest because it works on any phone and doesn’t require the internet.
✔️ Method 2: How to Repay Timiza Loan via M-Pesa Paybill 300067
You can also repay your loan using the M-Pesa Paybill option. This method works directly from your M-Pesa menu.
Paybill Details:
- Paybill Number: 300067
- Account Number: Your Timiza Phone Number (e.g., 07xx xxx xxx)
Steps:
- Go to M-Pesa Menu.
- Select Lipa na M-Pesa.
- Tap on Paybill.
- Select Enter Business Number → type 300067.
- Select Enter Account Number → type YOUR PHONE NUMBER.
- Enter the amount you want to repay.
- Input your M-Pesa PIN.
- Confirm transaction.
You will receive a message from M-Pesa and Timiza acknowledging the payment.
✔️ Method 3: Repaying Timiza Loan Using the Timiza App
If you have the Timiza App installed, repayment is even more straightforward.
Steps:
- Open the Timiza App on your phone.
- Log in using your mobile number.
- Navigate to the Loans section.
- Tap “Repay Loan”.
- Enter the amount you want to pay.
- Confirm payment via M-Pesa.
The app will automatically process the payment and update your loan balance.
✔️ Important Tips for Successful Timiza Loan Repayment
- Ensure your M-Pesa balance is enough to cover both the loan amount and transaction fees.
- Always use the correct phone number as your account number when paying via Paybill.
- Repay your loan before the due date to improve your Timiza limit.
- Keep the confirmation SMS as evidence in case of delays.
✔️ Timiza Customer Support Contacts (Absa Bank Kenya)
If you encounter any challenges while repaying your Timiza loan, reach out to customer care through:
- Timiza Customer Care: (020) 4265000
- Absa Bank Kenya Call Centre: +254 732 130120
- Email: customerservice@absa.africa
- Facebook Support Page: Absa Kenya
- Twitter/X: @AbsaKenya
For queries directly related to the app, you can also use the in-app help section.
Final Thoughts
Repaying your Timiza loan is simple whether you use USSD *848#, the 300067 Paybill, or the Timiza App. Timely repayment improves your credit score, increases your loan limit, and keeps your account in good standing.