How to Repay Timiza Loans in Kenya: Complete Step-by-Step Guide

Repaying your Timiza loan is simple, fast, and convenient. Whether you prefer USSD, M-Pesa Paybill, or the Timiza App, this guide walks you through every method clearly.

Timiza is a digital loan service powered by Absa Bank Kenya and is known for offering instant mobile loans, bill payments, and savings products.

Below is a fully detailed guide on How to Repay Timiza Loans in Kenya, including USSD steps, Paybill details, and customer support contacts.


✔️ Method 1: How to Repay Timiza Loan via USSD *848

If you don’t have data or the Timiza App, you can easily repay your loan using the USSD code.

Steps:

  1. Dial *848# on your mobile phone.
  2. Select “Loans”.
  3. Choose “Repay Loan”.
  4. Enter the amount you want to pay.
  5. Confirm the payment using your M-Pesa PIN.
  6. You will receive an SMS confirming the repayment.

This method is the fastest because it works on any phone and doesn’t require the internet.


✔️ Method 2: How to Repay Timiza Loan via M-Pesa Paybill 300067

You can also repay your loan using the M-Pesa Paybill option. This method works directly from your M-Pesa menu.

Paybill Details:

  • Paybill Number: 300067
  • Account Number: Your Timiza Phone Number (e.g., 07xx xxx xxx)

Steps:

  1. Go to M-Pesa Menu.
  2. Select Lipa na M-Pesa.
  3. Tap on Paybill.
  4. Select Enter Business Number → type 300067.
  5. Select Enter Account Number → type YOUR PHONE NUMBER.
  6. Enter the amount you want to repay.
  7. Input your M-Pesa PIN.
  8. Confirm transaction.

You will receive a message from M-Pesa and Timiza acknowledging the payment.


✔️ Method 3: Repaying Timiza Loan Using the Timiza App

If you have the Timiza App installed, repayment is even more straightforward.

Steps:

  1. Open the Timiza App on your phone.
  2. Log in using your mobile number.
  3. Navigate to the Loans section.
  4. Tap “Repay Loan”.
  5. Enter the amount you want to pay.
  6. Confirm payment via M-Pesa.

The app will automatically process the payment and update your loan balance.


✔️ Important Tips for Successful Timiza Loan Repayment

  • Ensure your M-Pesa balance is enough to cover both the loan amount and transaction fees.
  • Always use the correct phone number as your account number when paying via Paybill.
  • Repay your loan before the due date to improve your Timiza limit.
  • Keep the confirmation SMS as evidence in case of delays.

✔️ Timiza Customer Support Contacts (Absa Bank Kenya)

If you encounter any challenges while repaying your Timiza loan, reach out to customer care through:

  • Timiza Customer Care: (020) 4265000
  • Absa Bank Kenya Call Centre: +254 732 130120
  • Email: customerservice@absa.africa
  • Facebook Support Page: Absa Kenya
  • Twitter/X: @AbsaKenya

For queries directly related to the app, you can also use the in-app help section.


Final Thoughts

Repaying your Timiza loan is simple whether you use USSD *848#, the 300067 Paybill, or the Timiza App. Timely repayment improves your credit score, increases your loan limit, and keeps your account in good standing.

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