Looking for a fast and reliable way to access instant cash in Kenya? The new Instapex Loans Kenya is making waves in the digital lending space with its innovative SMS and *702*36# USSD-based loan services, designed to make borrowing money quick, simple, and accessible to everyone — even without a smartphone or internet connection.
🏦 What is Instapex Loans Kenya?
Instapex Loans Kenya is a new mobile loan service that provides quick and flexible loans directly to your M-Pesa wallet. The service is built to help Kenyans meet short-term financial needs such as emergencies, bills, or business expenses.
Unlike traditional digital lenders that require mobile apps or internet access, Instapex Loans can be accessed conveniently via SMS and USSD, Dial *702*36# making it one of the most inclusive financial solutions in Kenya today.
💰 Instapex Loan Features
| Feature | Details |
|---|---|
| Loan Amount | KES 1,000 – KES 10,000 |
| Repayment Period | 14 – 30 days |
| Interest Rate | As low as 2% per month |
| Loan Disbursement | Directly to your M-Pesa account |
| Application Method | SMS or USSD code*702*36# |
| Customer Support Email | instapexloans@gmail.co.ke |
📱 How to Apply for Instapex Loans in Kenya
Applying for an Instapex Loan is fast and straightforward. You don’t need collateral or lengthy paperwork — just your mobile phone.
Method 1: Via SMS
- Open your SMS app.
- Type LOAN and send it to the official Instapex number (coming soon).
- Follow the prompts to register and confirm your details.
- Receive loan approval and get the funds directly in your M-Pesa account.
Method 2: Via USSD
- Dial the Instapex USSD code (*702*36).
- Choose “Apply Loan” from the menu.
- Enter your national ID number and M-Pesa phone number.
- Select the loan amount you need.
- Confirm and receive instant cash to your M-Pesa wallet.
💸 Why Choose Instapex Loans Kenya?
✅ Instant Disbursement – Loans are processed and sent to your M-Pesa wallet in minutes.
✅ No Collateral Required – You only need your mobile number and ID.
✅ Accessible to All – Works via USSD and SMS, perfect for non-smartphone users.
✅ Transparent Fees – Interest as low as 2% per month, no hidden charges.
✅ Flexible Repayment – Repay within 14 to 30 days through M-Pesa.
🧾 How to Repay Your Instapex Loan
- Open your M-Pesa menu.
- Go to Lipa na M-Pesa > Paybill.
- Enter the Instapex Paybill Number (to be provided).
- Use your registered phone number as the account number.
- Enter the amount and confirm the transaction.
Once payment is made, your account is automatically updated, and you can reapply for a higher loan limit after successful repayment.
📞 Instapex Loans Kenya Customer Care
For inquiries or support, contact the Instapex team:
- Email: instapexloans@gmail.co.ke
The customer care team is available to assist you with loan applications, repayments, and account updates.
⚖️ Responsible Borrowing
While Instapex Loans provides quick financial relief, it’s important to borrow responsibly. Always ensure you understand the terms and only take loans you can repay on time to maintain a good credit record.
🔍 Final Thoughts
Instapex Loans Kenya is a promising new entrant in the digital lending space, focusing on accessibility and speed through SMS and USSD technology. Whether you’re a student, small business owner, or anyone in need of quick cash, Instapex offers a simple and affordable way to manage your short-term financial needs directly through M-Pesa.
If you’re looking for a fast, low-interest, and convenient loan service in Kenya, Instapex Loans is definitely worth trying.
I need a loan for business restocking
Hy ni ukweri mutu anapata pesa
UONGO
looks so good to be true.
Ni ukweli
I tried and they asked for withdrawal fees of Ksh 140. Ain’t that a hidden fee?
am interested for the loan