The Inua Jamii Cash Transfer Programme continues to be a vital support system for millions of vulnerable Kenyans, providing assistance to the elderly, orphans, and persons living with disabilities. With the start of the new year, many beneficiaries are eager to know: Are the January 2026 payments out?
Here’s everything you need to know about the latest disbursements, how to access your funds, and a crucial warning about scams targeting recipients.
Current Payment Status: January 2026
As of Friday, January 9, 2026, the government has officially released funds for the December 2025 payment cycle under the Inua Jamii programme. The Ministry of Gender, Culture, and Children Services announced that they had disbursed approximately Ksh 877.6 million for the Cash Transfer for Orphans and Vulnerable Children (CT-OVC). This payment was made available on January 8, 2026 and is specifically targeted at orphans and vulnerable children.
Key Dates to Remember:
- December 2025 Payments: The payment cycle for December was completed earlier this week, with funds being released on January 8, 2026.
- November 2025 Payments: These funds were disbursed on December 15, 2025.
- January 2026 Payments: Communication about the January 2026 payment cycle (covering this month’s funds) is expected by the end of the month or early February 2026.
Tip: Beneficiaries should check their accounts or registered mobile numbers regularly for SMS notifications from the government. The monthly stipend of Ksh 2,000 will be sent directly to your account, depending on your payment method.
How to Access Your Money
In 2025, the government introduced a more streamlined system for disbursing payments, primarily through the e-Citizen mobile platform. This makes it easier for beneficiaries, especially those in remote areas, to access their funds directly through M-Pesa, avoiding the need to travel long distances to a bank branch.
Here’s how to access your Inua Jamii funds:
- Check Your Phone: If you are registered for mobile payments, the government will notify you through SMS once your funds are transferred.
- Visit Contracted Banks: If you prefer accessing your payment through a bank, you can still visit any of the contracted banks, such as KCB, Equity Bank, Cooperative Bank, and others.
- Customer Care: If you experience issues accessing your funds, you can reach the government’s toll-free helpline at 1533 for assistance.
⚠️ IMPORTANT: Scam Alert & Security Warning
As the Inua Jamii programme grows in popularity, so does the threat of scammers attempting to take advantage of vulnerable recipients. Fake Facebook pages, WhatsApp groups, and websites are circulating, pretending to be official agents of the programme. These scammers often use images of high-ranking government officials, such as the President or the First Lady, to make their schemes look legitimate.
Crucial Fact: Inua Jamii Funds are NOT Loans.
It’s important to remember that the Inua Jamii programme is a social protection grant provided by the government. This is free money designed to support vulnerable groups in society. The government does not offer loans under the Inua Jamii programme.
Warning: If you come across anyone claiming to offer “Inua Jamii Loans,” this is a scam. Do not engage with them.
How to Spot a Scammer:
- Registration Fees: Scammers will often ask you to pay a “processing fee” or “registration fee” (e.g., Ksh 500 or Ksh 770) to “unlock” your Inua Jamii payment. Remember: You will never be asked to pay money to receive your Inua Jamii stipend.
- Informal Language: Be cautious of websites or social media pages that use poor grammar, excessive capital letters, or informal language. Official government updates are always posted on verified websites like the Ministry of Labour and Social Protection website, or through trusted media outlets.
- Requests for PINs or Bank Details: No legitimate government agent will ever ask for your M-Pesa PIN or bank account passwords. If someone asks for this information, it’s a scam.
What to Do If You Are Scammed:
If you believe you have been targeted by a scammer, immediately report the issue to the Ministry of Gender, Children, and Social Services through their official communication channels. You can also alert your local authorities to take necessary action.
Summary of Payments
Here is a quick overview of the latest payment cycles:
| Payment Cycle | Disbursement Date | Amount |
|---|---|---|
| November 2025 | December 15, 2025 | Ksh 2,000 |
| December 2025 | January 8, 2026 | Ksh 2,000 |
| January 2026 | Pending (End of Month) | Ksh 2,000 |
Final Thoughts
The Inua Jamii programme remains a crucial lifeline for many Kenyans, particularly the elderly, orphans, and those living with disabilities. The government continues to make strides in ensuring the timely and efficient delivery of payments, with a focus on enhancing access through mobile platforms like M-Pesa and improving overall communication.
As the January 2026 payment cycle progresses, keep an eye out for official communications and be wary of scammers trying to take advantage of vulnerable recipients. Always access your funds through verified government channels, and report any suspicious activity immediately.
Stay vigilant and take care in ensuring your funds reach you securely. Happy New Year, and stay safe!
By staying informed and being cautious, you can easily navigate the payment process and ensure your Inua Jamii stipend is received without any issues. Keep checking your phone or bank account, and don’t hesitate to reach out for help if needed.