Looking for a quick loan in Zambia without collateral or long paperwork? Kanono Loans Zambia is one of the best and most reliable online lending platforms offering fast, low-interest loans straight to your MTN or Airtel Money wallet. This 2025 guide explains everything you need to know about Kanono Loans, including how to apply, interest rates, repayment, customer support, and a comparison with other top loan apps in Zambia.
🏦 What is Kanono Loans Zambia?

Kanono Loans Zambia is a digital lending platform that provides instant mobile loans to Zambians through a mobile app or USSD code *303#. The service is designed for individuals and small business owners who need quick access to short-term cash for emergencies, bills, or business operations — without collateral.
Kanono’s loan process is fast, simple, and fully digital, making it one of the most convenient online lenders in Zambia today.
💰 Kanono Loans Zambia – Key Features at a Glance
| Feature | Details |
|---|---|
| Loan Amount | K100 – K5,000 |
| Interest Rate | 10% – 25% per month |
| Repayment Period | 7 – 30 days |
| Application Methods | Kanono Loan App or USSD *303# |
| Disbursement Method | MTN Money or Airtel Money |
| Collateral Required | None |
| Approval Time | Instant (within minutes) |
| Customer Support Email | support@kanonoloans.com |
📲 How to Apply for a Kanono Loan
Kanono makes borrowing easy and accessible through two main application methods — the Kanono Loan App and the USSD code *303#.
✅ Option 1: Apply Using Kanono Loan App
- Open Google Play Store and search for Kanono Loans Zambia.
- Download and install the app.
- Register using your mobile number and ID details.
- Fill out the required personal information and create your account.
- Select your preferred loan amount and repayment duration.
- Submit your application and wait for instant approval.
Once approved, your loan will be sent directly to your MTN or Airtel Money wallet.
✅ Option 2: Apply Using USSD Code
- Dial *303# on your MTN or Airtel phone.
- Choose Kanono Loans from the menu.
- Register and follow the on-screen prompts to apply.
- Receive your funds instantly after approval.
This method is perfect for users without smartphones or internet access.
💵 How to Repay Your Kanono Loan
Repaying your Kanono Loan is quick and convenient. You can use MTN Money or Airtel Money to complete your payment.
Steps to Repay:
- Open your mobile money wallet (MTN or Airtel).
- Select “Pay Bill” or “Make Payment.”
- Enter Kanono Loans as the recipient or use the provided business number.
- Enter the loan amount to repay.
- Confirm the payment and receive an instant confirmation SMS.
Tip: Always repay on time to improve your credit score and unlock higher loan limits.
🌟 Why Choose Kanono Loans Zambia?
- ✅ Fast & Instant Approval – Receive funds in minutes after applying.
- ✅ No Collateral Required – Get credit without security or guarantors.
- ✅ Flexible Repayment – Choose repayment periods between 7 and 30 days.
- ✅ Low & Transparent Interest Rates – From 10% to 25% per month.
- ✅ Easy Access via App or USSD – Works on all phones, with or without internet.
- ✅ Secure Transactions – Powered by MTN and Airtel mobile money systems.
📧 Kanono Loans Zambia Contact Information
If you have any issues with your loan application or repayment:
📩 Email: support@kanonoloans.com
❓ Kanono Loans Zambia – Frequently Asked Questions (FAQs)
1. What is Kanono Loans Zambia?
Kanono Loans Zambia is a registered online lending platform that provides short-term personal loans to Zambians through a mobile app or USSD service.
2. How much can I borrow from Kanono Loans?
You can borrow from K100 to K5,000, depending on your eligibility and repayment history.
3. What are Kanono’s interest rates?
Interest rates range between 10% and 25% per month, based on your loan amount and repayment period.
4. How fast can I get a Kanono Loan?
Most approved loans are disbursed instantly to your MTN or Airtel Money account.
5. Do I need collateral to apply?
No. Kanono Loans are completely unsecured, meaning no collateral is required.
6. How do I repay my Kanono Loan?
Repay through MTN Money or Airtel Money directly from your phone.
7. Can I increase my loan limit?
Yes, Kanono rewards consistent on-time repayment with higher future loan limits.
8. What happens if I miss my repayment date?
Late repayment may attract extra charges and reduce your credit limit for future loans.
📊 Top Online Lenders in Zambia – 2025 Comparison
| Lender | Loan Range | Interest Rate (Approx.) | Repayment Period | Application Method | Highlights |
|---|---|---|---|---|---|
| Kanono Loans | K100 – K5,000 | 10% – 25% per month | 7 – 30 days | App / *303# | Instant mobile loans |
| Extenda Finance | K500 – K10,000 | 15% – 30% APR | 30 – 90 days | App / Website | SME and personal loans |
| Express Credit Zambia | K1,000 – K50,000 | From 10% monthly | 1 – 6 months | Branch / App | Salary-based loans |
| Izwe Loans | K500 – K100,000 | From 12% monthly | 1 – 12 months | Branch / Online | Payroll-backed loans |
| Impiya Loans | K200 – K5,000 | 12% – 20% | 14 – 45 days | App / USSD | Fast, flexible repayment |
| Solo Credit | K100 – K2,000 | 10% per month | 30 days | App | Mobile loan app |
| Biu Money Zamloan | K150 – K8,000 | 15% – 25% | 7 – 60 days | App | Simple digital lending |
| Tandaza Finance | K500 – K20,000 | 10% – 18% | 30 – 90 days | Website / App | Business & personal loans |
🏁 Conclusion
Kanono Loans Zambia is a reliable and fast-growing loan app in Zambia that offers instant, low-interest loans directly to your mobile wallet. With flexible repayment options, transparent rates, and no collateral requirements, Kanono stands among the top digital lenders in Zambia for 2025.
If you’re looking for a secure, quick, and convenient way to borrow money in Zambia, Kanono Loans Zambia is definitely worth considering.
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