Looking for a legit and affordable loan app in Kenya? The Knight Loan App is one of the most trusted and CBK-approved mobile lending apps that offer quick loans via M-Pesa. Managed by Natal Tech Limited, a company licensed and registered by the Central Bank of Kenya (CBK), Knight Loan App provides secure, fast, and paperless loans to Kenyans in need of emergency or personal credit.
💡 What Is Knight Loan App Kenya?
Knight Loan App is a registered digital credit provider under Natal Tech Limited, offering quick and convenient mobile loans in Kenya. The app allows users to access instant cash loans ranging from Ksh 1,000 to Ksh 50,000, with low-interest rates starting at 3% per month (36% APR) and flexible repayment periods from 1 to 3 months.
Unlike unverified online lenders, Knight Loan App is fully licensed by the CBK, meaning your data, money, and borrowing experience are protected by Kenya’s financial regulations.
⚙️ Knight Loan App Key Details (2025 Overview)
| Feature | Details |
|---|---|
| Company Name | Natal Tech Limited |
| Regulation | Central Bank of Kenya (CBK) |
| Loan Amounts | Ksh 1,000 – Ksh 50,000 |
| Interest Rate | From 3% per month (36% APR per year) |
| Repayment Period | 1 – 3 months |
| Disbursement Channel | Direct to M-Pesa |
| Repayment Methods | Via App or M-Pesa Paybill |
| Customer Support | 0757 804 128 |
| Email Support | customercareknight@gmail.com |
| Platform | Android (Google Play Store) |
📲 How To Apply For A Loan On Knight Loan App (Step-by-Step Guide)
Applying for a loan using the Knight Loan App is fast and straightforward. Here’s how to do it:
- Download the App
- Visit the Google Play Store
- Search for Knight Loan App
- Download and install it on your smartphone
- Create an Account
- Open the app and register using your ID number, M-Pesa phone number, and other required details
- Apply for a Loan
- Choose your preferred loan amount and repayment duration (1 to 3 months)
- Submit your application for review
- Receive Your Money
- Once approved, funds are sent instantly to your M-Pesa account
💳 How To Repay Your Knight Loan
You can repay your Knight Loan easily using either the Knight App or M-Pesa Paybill option.
✅ Option 1: Repay via the Knight App
- Open the Knight Loan App
- Select Repay Loan
- Enter the amount and complete payment
✅ Option 2: Repay via M-Pesa Paybill
- Go to your M-Pesa Menu
- Select Lipa na M-Pesa → Paybill
- Enter the Knight Loan Paybill Number (as shown in the app)
- Use your registered phone number as the account number
- Enter the repayment amount
- Confirm and send payment
💡 Tip: Timely repayment boosts your credit score and increases your loan limit for future borrowing.
🧭 Why Choose Knight Loan App in Kenya?
✅ CBK Approved: Operated by Natal Tech Limited, a licensed digital credit provider.
✅ Instant Loans: Receive money directly to your M-Pesa within minutes.
✅ Low Interest Rates: As low as 3% per month.
✅ Flexible Repayment: 1 to 3 months repayment window.
✅ Secure Platform: Your data is protected under Kenya’s data protection laws.
✅ Customer Support: Active assistance via phone or email.
📞 Knight Loan App Customer Support (Kenya)
For assistance, complaints, or repayment issues, contact:
- Phone/WhatsApp :0757 804 128/0719200322
- Email: customercareknight@gmail.com
✅ Is Knight Loan App Legit or a Scam?
The Knight Loan App is 100% legit and regulated by the Central Bank of Kenya (CBK) through Natal Tech Limited.
This ensures that it operates within the official digital lending laws in Kenya. Unlike unregistered online lenders, Knight adheres to fair lending practices, transparent rates, and responsible data use.
💬 Frequently Asked Questions (FAQs)
1. What is the minimum and maximum loan amount?
You can borrow from Ksh 1,000 to Ksh 50,000, depending on your creditworthiness.
2. How long does loan approval take?
Loan approvals take a few minutes, and disbursement is instant via M-Pesa.
3. What is Knight Loan’s interest rate?
Interest starts at 3% per month (36% APR).
4. How can I repay my loan?
You can repay through the app or M-Pesa Paybill.
5. Is Knight Loan App safe to use?
Yes. Knight Loan App is operated by Natal Tech Limited, a CBK-licensed and data-secure lender.
6. How can I increase my loan limit?
Repay your loans on time and maintain a positive borrowing history.
📊 Comparison Table: Best Legit Loan Apps in Kenya (2025)
| Loan App | Loan Range (KES) | Interest Rate | Repayment Term | Disbursement | CBK Approved |
|---|---|---|---|---|---|
| Knight Loan App | 1,000 – 50,000 | 3% per month (36% APR) | 1 – 3 months | M-Pesa | ✅ Yes |
| Tala | 1,000 – 50,000 | From 0.3% per day | Up to 120 days | M-Pesa | ✅ Yes |
| Branch | 1,000 – 300,000 | From 2% per month | 30 – 90 days | M-Pesa | ✅ Yes |
| Tumacash | 500 – 30,000 | From 5% per month | 1 – 2 months | M-Pesa | ✅ Yes |
| AdvancePoa | 1,000 – 50,000 | From 3% per month | 30 – 90 days | M-Pesa | ✅ Yes |
| Beta Pesa | 500 – 20,000 | From 5% per month | 1 – 3 months | M-Pesa | ✅ Yes |
🧠 Final Thoughts
The Knight Loan App Kenya stands out as one of the most reliable and CBK-approved mobile lenders in 2025. Backed by Natal Tech Limited, it offers fast, affordable, and secure digital loans for Kenyans directly through M-Pesa.
If you’re looking for a trusted, licensed, and convenient loan app, Knight Loan App is a perfect choice.