Okoa Chap Chap is a digital loan app in Kenya that claims to offer quick online loans via M-pesa. Through okoa Chap Chap Kenyans enjoy loans from kes 500 up to kes 10,000 at low interest rates as low as 0.1% per day. The app claims to give a longer repayment schedule for it’s customers from 3 months minimum.

Is Okoa Chap Chap Loan App Legit?
This is one of the most asked questions about this lender. From the comments and reviews for this app ,it’s likely that this is a scam that is scamming Kenyans of their hard earned coins. They ask for upfront fees before the loan is disbursed. This is a red flag. Whenever you see a lender asking for fees before the loan is sent to the borrower M-pesa.
How To apply For Okoa Chap Chap Loans
Okoa Chap Chap loans are applied via the app. Interested individuals should download the app from Google playstore, register and apply. However, the app for the moment is not available for Download at Google playstore. Whatever makes it unavailable we don’t know.
How To Contact Okoa Chap Chap
Okoa Chap Chap customers can access the app customer service through the in-app chat. Present your queries in the app and get help.
Final Remarks
From the Reviews and Comments and the fact that the app is now not available for Download at Google playstore. It’s likely people can not access the loans at the moment.
However in Kenya There are several Genuine Loan Apps licensed by The Central Bank of Kenya where Kenyans can access legit loans without any worry! The app include: