Looking for a reliable and quick loan solution in Mozambique? MolaFacil is the top-rated online lending app that offers fast, secure, and hassle-free personal loans directly to your smartphone. With a fully digital process, MolaFacil makes securing personal loans simpler than ever—no paperwork, no long waiting times.
Key Features of MolaFacil Loans
MolaFacil provides a seamless and transparent loan experience for individuals in Mozambique. Here are the key features of its loan products:
- Loan Amounts: Borrow between 1,000 MZN and 50,000 MZN.
- Competitive Interest Rates: Enjoy low-interest rates ranging from 13% to 65% APR.
- Flexible Repayment Plans: Choose your repayment term from 61 to 180 days.
- Quick Loan Approval: Apply and receive approval in minutes, with funds sent directly to your mobile wallet.

Why MolaFacil is Mozambique’s Preferred Online Loan Provider
MolaFacil stands out in Mozambique’s loan market for its easy application process, transparency, and security. Here’s why MolaFacil is the top choice for online loans in Mozambique:
1. Easy Loan Application Process
Getting a loan through MolaFacil is straightforward. Simply download the app, register with your Mozambican ID and mobile number, and apply for a loan in minutes. Whether you need a small amount or a larger sum, MolaFacil offers a quick and easy way to get the funds you need.
2. Transparency and No Hidden Fees
With MolaFacil, there are no hidden charges or surprises. The app provides a clear and detailed loan repayment schedule, ensuring that you know exactly how much you will repay, and when, before you even apply.
3. 24/7 Accessibility
MolaFacil is available around the clock, giving you the flexibility to apply for loans anytime, anywhere in Mozambique. Whether it’s day or night, MolaFacil ensures you have the financial support you need whenever you need it.
4. Fast Loan Disbursement
Once your loan is approved, the funds are transferred immediately to your mobile wallet. This instant disbursement ensures that you can use the money right away for emergencies, business investments, or other personal needs.
How MolaFacil Works: A Simple 4-Step Process
MolaFacil makes applying for a loan incredibly simple. Follow these 4 easy steps:
- Download the MolaFacil App
Visit the Google Play Store, search for MolaFacil, and download the app to your smartphone. - Create Your Account
Sign up using your Mozambican ID and mobile number. MolaFacil uses this information to verify your identity and ensure a safe lending process. - Choose Your Loan Amount & Term
Select the loan amount you need (from 1,000 MZN to 50,000 MZN) and choose a repayment period between 61 and 180 days. - Apply and Receive Funds
Submit your application. If approved, MolaFacil will deposit the funds directly into your mobile wallet within minutes.
Frequently Asked Questions (FAQs)
1. What do I need to apply for a loan with MolaFacil?
To apply for a loan, you need:
- A valid Mozambican ID for identity verification.
- A mobile phone number registered in Mozambique.
2. How long does it take to get a loan from MolaFacil?
MolaFacil offers instant loan approval. Funds are disbursed directly to your mobile wallet as soon as your loan is approved.
3. What are the interest rates on MolaFacil loans?
Interest rates on MolaFacil loans range from 13% to 65% APR, depending on the loan amount and repayment period.
4. Can I repay my loan early?
Yes! MolaFacil allows early repayment without any penalties, giving you flexibility and control over your finances.
5. How can I make repayments?
Repayments can be made directly through your mobile wallet or via other available payment options listed within the app.
6. Is MolaFacil a legitimate lending platform?
Yes, MolaFacil is a licensed and regulated lending platform in Mozambique, offering secure and transparent financial services.
Other Trusted Loan Providers in Mozambique
If you’re considering other options for online loans in Mozambique, here’s a list of additional reputable platforms:
| Lender | Loan Amount | Interest Rate | Repayment Period | Availability |
|---|---|---|---|---|
| MolaFacil | 1,000 MZN to 50,000 MZN | 13% to 65% APR | 61 to 180 days | 24/7 |
| Fleximola | 500 MZN to 30,000 MZN | 15% to 55% APR | 30 to 180 days | 24/7 |
| Credit Mola | 1,000 MZN to 50,000 MZN | 14% to 60% APR | 60 to 180 days | 24/7 |
| eMola | 500 MZN to 20,000 MZN | 10% to 50% APR | 30 to 120 days | 24/7 |
| Pronto Kash | 1,000 MZN to 25,000 MZN | 12% to 58% APR | 30 to 150 days | 24/7 |
These platforms are all trusted and regulated, offering flexible and fast loan options to meet your needs.
Customer Support for MolaFacil
Need assistance? MolaFacil’s dedicated support team is always available to help with any questions or concerns.
- Email: service@molafacil.co
- Phone: +258 85 866 9660
Download MolaFacil today from the Google Play Store and experience the ease of getting quick, secure loans directly on your smartphone. With MolaFacil, your financial needs are just a few taps away!
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