Nguzu Loan App – Zambia’s Leading Instant Loan App
For many Zambians, Nguzu Loan App has become a trusted solution, offering affordable and instant mobile loans with minimal paperwork and maximum convenience.
Whether it’s covering unexpected expenses, boosting a small business, or bridging a salary gap, Nguzu is proving to be a game-changer in Zambia’s digital lending space.
What is Nguzu Loan App?
Nguzu Loan App is a mobile-based lending platform tailored for Zambians looking for quick access to personal loans. The app is designed with user-friendliness in mind, allowing borrowers to apply, get approved, and receive funds directly into their mobile wallet—often within minutes.
It’s ideal for salaried employees, small business owners, and even students with proof of income who need financial assistance without the hassle of traditional banking.
Loan Features at a Glance
- Loan Amounts: K100 to K10,000
- Interest Rate: 0.02% per day
- Maximum APR: 7.3% per year
- Disbursement: Directly to your mobile money wallet
- Eligibility:
- Zambian citizen aged 18 years and above
- Possession of a valid National ID
- Active mobile wallet account (Airtel Money, MTN Mobile Money, etc.)
- Proof of income (salary slip, business transaction records, etc.)
How to Apply for a Loan with Nguzu
Getting a loan through Nguzu is a simple 4-step procedure: Download app, register using your personal details, apply and receive your loan directly into your mobile money wallet account Airtel, MTN or Zamtel
How To Repay Nguzu Loans
Nguzu loans can be repaid inside the app, go to Repay Loan and follow the simple steps to complete your loan repayment. Alternatively you can repay Nguzu Loans using the USSD code*885*312#
Here are a few reasons why thousands of Zambians trust Nguzu:
- Low Interest Rates: At 0.02% per day, Nguzu offers one of the lowest lending rates in Zambia.
- Transparent Terms: No hidden charges or confusing conditions. Everything is clearly stated.
- Fast Disbursement: Loans are approved and sent to your wallet instantly.
- Flexible Loan Sizes: Whether you need K100 for airtime or K10,000 for a business boost, Nguzu has you covered.
- Safe & Secure: All data and transactions are encrypted and protected.
Customer Support
Nguzu values its customers and provides multiple channels for support:
- Email: customer@nguzulending.com
- Phone: +260973991678/+260779480606
The support team is available to assist with application issues, repayment guidance, or general inquiries.
Important Considerations
While Nguzu is one of the most reliable loan platforms in Zambia, it’s essential to:
- Borrow responsibly: Only take loans you can repay on time.
- Understand the terms: Make sure you read the repayment plan and interest details.
- Repay on time: Late payments may attract penalties or affect your creditworthiness.
Final Verdict
Nguzu Loan App has emerged as Zambia’s top choice for instant digital loans in 2025. With its low-interest rates, fast loan processing, and user-friendly interface, it stands out as a reliable and efficient financial partner for many Zambians. Whether you’re facing a short-term emergency or need a small business boost, Nguzu makes access to credit simple, fast, and affordable.