Financial emergencies can strike anytime — whether it’s paying medical bills, school fees, or handling personal expenses. That’s where PayRupik Loan App comes in. It’s a trusted digital lending platform that helps you access quick personal loans in India without any collateral or lengthy paperwork.
With PayRupik, you can borrow amounts ranging from ₹1,000 to ₹50,000, enjoy flexible repayment terms, and receive funds directly into your bank account — all within minutes.
What is PayRupik Loan App?
PayRupik Loan App is a modern online personal loan platform designed to make short-term lending fast, transparent, and accessible to everyone. Whether you’re a salaried employee or self-employed, PayRupik provides a simple and secure way to borrow money when you need it most.
The app uses advanced credit assessment systems to review your profile quickly and disburse funds directly to your bank account once approved. Everything — from application to repayment — happens entirely online.
PayRupik Loan Details
| Feature | Details |
|---|---|
| Loan Amount | ₹1,000 to ₹50,000 |
| Minimum Tenure | 91 days (approximately 3 months) |
| Maximum Tenure | 365 days (1 year) |
| Annual Percentage Rate (APR) | Up to 35% per annum |
| Processing Fee | ₹80 to ₹2,000 (based on loan amount and tenure) |
| GST on Processing Fee | 18% (as per Indian law) |
| Loan Type | Personal Loan (Unsecured) |
| Disbursement Mode | Direct transfer to your bank account |
Example Loan Calculation
Let’s say you borrow ₹10,000 for 120 days (4 months) at an APR of 30% per annum:
- Interest = ₹10,000 × (30% ÷ 12 × 4) = ₹1,000
- Processing Fee = ₹300 + 18% GST = ₹354
- Total Repayment = ₹11,354 over 4 months
This calculation shows how PayRupik keeps loan terms simple and transparent for every borrower.
Eligibility Criteria
To qualify for a loan through the PayRupik Loan App, you must meet these requirements:
- Be an Indian citizen aged 21–55 years
- Have a regular monthly income (either salaried or self-employed)
- Possess a valid PAN card and Aadhaar card
- Maintain an active bank account
- Own a smartphone with internet access
Documents Required
To apply successfully, you’ll need to upload:
- Aadhaar Card
- PAN Card
- Bank Statement (last 3 months)
- Recent Passport-size Photo
How to Apply for a PayRupik Loan
Applying for a loan via PayRupik Loan App is quick and hassle-free. Follow these steps:
- Download the App
- Visit the Google Play Store and search for “PayRupik Loan App”.
- Download and install it on your Android smartphone.
- Register an Account
- Sign up with your mobile number and verify it using the OTP sent to your phone.
- Complete KYC Verification
- Upload your Aadhaar, PAN, and other required documents.
- Select Loan Details
- Choose your preferred loan amount and repayment period.
- Submit & Receive Funds
- Once approved, the loan amount will be credited directly to your bank account — often within minutes.
Repayment Options
You can repay your PayRupik Loan easily through:
- UPI, Net Banking, or Debit Card directly inside the app.
The app will notify you before your due date to help you stay on track and maintain a strong credit record.
Why Choose PayRupik Loan App?
✅ Fast Approvals: Get loans in minutes.
✅ No Collateral Required: 100% unsecured personal loans.
✅ Completely Digital: No paperwork or branch visits.
✅ Flexible Tenures: Choose repayment periods that suit you.
✅ Transparent Costs: No hidden charges.
✅ Credit Score Growth: Timely repayment can boost your creditworthiness.
Contact Customer Support
If you have any questions, feedback, or technical issues, you can reach PayRupik Customer Support through the following channels:
📧 Email: service@payrupikloan.in
📞 Phone: 0224-8930118
🏢 Office Address:
Agyathuri, Chamajali, Amingaon, Guwahati, Kamrup, Assam – 781031
Frequently Asked Questions (FAQ)
1. Is PayRupik Loan App legitimate?
Yes. PayRupik follows all legal lending practices and ensures user data is securely protected using encryption technology.
2. How fast can I get my loan?
Most verified applicants receive their funds within minutes after approval.
3. Can I get another loan while I have one active?
You’ll need to clear your existing loan first. Once fully repaid, you may become eligible for a higher loan limit.
4. What happens if I delay repayment?
Late payments attract penalty fees and may lower your credit score. It’s best to repay on or before your due date.
5. Can I repay my loan early?
Yes, you can make early repayments anytime through the app. It may even help reduce your interest costs.
Conclusion
The PayRupik Loan App is an ideal solution for anyone looking for instant personal loans in India. With quick approvals, flexible repayment terms, and complete transparency, PayRupik empowers individuals to meet their financial goals without stress or paperwork.
If you’re facing an urgent financial need, download the PayRupik Loan App today and experience fast, reliable, and secure lending at your fingertips.