Emergencies can hit anytime but thanks to loan apps -That’s where SC Juza Loan App comes in — a revolutionary digital lending service introduced by Standard Chartered Bank Kenya to give Kenyans easy access to instant cash without the usual paperwork or collateral.
With SC Juza, you can borrow as little as KES 1,000 or as much as KES 100,000, all from the comfort of your phone. The app offers low interest rates starting at just 1.6% per month and a repayment period of up to 60 days, making it one of the most flexible mobile loan options from a major Kenyan bank.
🏦 What is SC Juza Loan App?
SC Juza is a digital loan product by Standard Chartered Bank Kenya, offering quick, unsecured loans directly to your mobile phone. It provides a convenient way for users to borrow money without the hassle of paperwork, collateral, or visiting a physical branch.
Although the SC Juza App was initially available on Google Play Store, it is currently unavailable. However, customers can still access SC Juza loans through the SC Mobile Kenya App, which offers the same reliable service and features.
💸 SC Juza Loan Features
| Feature | Details |
|---|---|
| Loan Provider | Standard Chartered Bank Kenya |
| Loan Amount | From KES 1,000 up to KES 100,000 |
| Interest Rate | As low as 1.6% per month |
| Repayment Period | Up to 60 days (2 months) |
| Collateral Required | ❌ None |
| Application Method | Via SC Mobile Kenya App |
| Loan Type | Instant digital loan |
⚙️ How to Apply for SC Juza Loan
Since the SC Juza standalone app is currently unavailable, you can still access your loan through the SC Mobile Kenya App by following these steps:
- Download the SC Mobile Kenya App from Google Play Store or the Apple App Store.
- Register or log in with your phone number and personal details.
- Navigate to the “Loans” section.
- Select SC Juza Loan.
- Enter the loan amount you wish to borrow.
- Review the interest rate and repayment period.
- Accept the terms and confirm the loan request.
- The approved loan will be disbursed instantly to your M-Pesa or linked bank account.
💳 Loan Repayment
You can repay your SC Juza Loan directly within the SC Mobile App or through M-Pesa using the bank’s paybill number provided in the app. Always make sure to repay on time to maintain a good credit history and enjoy higher loan limits in the future.
🌟 Why Choose SC Juza Loan App?
- ✅ Backed by Standard Chartered Bank Kenya – a trusted, CBK-licensed institution.
- ⚡ Fast disbursement – receive money within minutes.
- 💰 Low interest rates – starting from just 1.6% per month.
- 🕒 Flexible repayment – up to 60 days.
- 📱 Simple and secure – all managed through the mobile app.
- 💡 No collateral – purely unsecured mobile credit.
🔒 Is SC Juza Loan App Safe and Legit?
Absolutely yes. SC Juza is developed and operated by Standard Chartered Bank Kenya, which is fully licensed and regulated by the Central Bank of Kenya (CBK). Your data, transactions, and funds are protected under Kenya’s banking and data protection laws.
❓ Frequently Asked Questions (FAQs)
1. Who is eligible for SC Juza Loans?
Any Kenyan adult with a valid ID number, active M-Pesa line, and a good credit record can apply.
2. How much can I borrow with SC Juza?
You can borrow from KES 1,000 up to KES 100,000, depending on your credit score and repayment history.
3. What is the interest rate for SC Juza loans?
The monthly interest rate starts from 1.6%, making it one of the most affordable mobile loans in Kenya.
4. How long do I have to repay?
You have up to 60 days (2 months) to clear your loan.
5. Is the SC Juza App available on Play Store?
Currently, the SC Juza App is unavailable on Play Store, but you can use the SC Mobile Kenya App to apply and manage your loans.
6. How do I repay my SC Juza loan?
Repayment can be done within the SC Mobile App or through M-Pesa Paybill as instructed inside the app.
7. What happens if I don’t repay on time?
Late repayment may attract penalties and affect your credit score, making it harder to access higher loan limits in the future.
8. How can I contact SC Juza customer care?
You can reach Standard Chartered Bank Kenya customer support via:
📞 Call: +254 20 329 3900
📧 Email: ke.contactus@sc.com
🌐 Website: www.sc.com/ke
🏁 Final Thoughts
The SC Juza Loan App is a smart, reliable, and affordable solution for Kenyans seeking quick access to cash without high interest or hidden fees. Whether you’re covering an emergency, paying school fees, or boosting your small business, SC Juza gives you flexibility and confidence — backed by a trusted bank.
Even though the standalone app is currently offline, you can still enjoy all SC Juza services through the SC Mobile Kenya App — the same trusted platform by Standard Chartered Bank.