The demand for fast and reliable mobile loans in Kenya keeps growing, and one of the newest players in the market is Senti Loan App. Unlike many unverified lenders, this app is duly registered and approved by the Central Bank of Kenya (CBK), making it a trustworthy option for Kenyans looking for instant credit solutions.
Owned by Senti Capital Ltd, the app is designed to provide convenient mobile loans to salaried and self-employed individuals without the need for collateral.
Features of Senti Loan App
1. Loan Limits
- Borrow from as low as KES 2,000 up to KES 70,000, depending on your credit score and repayment history.
2. Interest Rates
- Competitive interest rates ranging from 15% to 20% APR per year.
- Rates are transparent with no hidden charges.
3. Repayment Period
- Flexible repayment terms of up to 30 days.
- Customers also have the option to extend their repayment by paying a 7.5% extension fee.
4. How to Repay
- Repayment is done via M-Pesa Paybill number 517910.
- Use your phone number as the account number.
5. Customer Support
If you need assistance, you can easily reach Senti Loan App through:
- Phone Call: +254 712 517910
- SMS: 20910
Why Choose Senti Loan App?
✅ CBK Approved – Safe and legitimate lender in Kenya.
✅ Fast Processing – Loan approvals and disbursements are instant.
✅ Flexible Limits – Loans tailored to your credit profile.
✅ Convenient Repayment – Easy M-Pesa Paybill repayment.
✅ Customer Support – Multiple channels for assistance.
How to Apply for a Loan on Senti Loan App
- Download the App from Google Play Store.
- Register using your mobile number and ID details.
- Apply for a Loan by selecting your desired amount.
- Approval & Disbursement – Funds are sent directly to your M-Pesa wallet.
- Repay through Paybill 517910 before the due date.
FAQs on Senti Loan App
1. Is Senti Loan App legit?
Yes. Senti Loan App is registered and approved by the Central Bank of Kenya under Senti Capital Ltd.
2. How much can I borrow?
You can access loans from KES 2,000 up to KES 70,000, depending on your creditworthiness.
3. What are the interest rates?
The app charges 15% – 20% APR per year, making it more affordable compared to many unregulated digital lenders.
4. How do I repay my loan?
Repay using M-Pesa Paybill 517910, with your phone number as the account number.
5. Can I extend my repayment period?
Yes. You can extend your loan by paying an extension fee of 7.5%.
6. What happens if I default?
Failure to repay may lead to penalties, extra charges, and reporting to the CRB (Credit Reference Bureau).
Final Thoughts
Senti Loan App is a reliable and CBK-approved mobile lending app in Kenya that provides quick loans of up to KES 70,000. With transparent rates, flexible repayment, and accessible customer support, it’s an excellent option for anyone looking for emergency funds or short-term credit.
If you’re looking for a safe, fast, and affordable loan app in Kenya, Senti Loan App is worth considering.