Tena Pesa Loan App Kenya – Everything You Need to Know
Legit Loan Apps in Kenya | Radi Credit Ltd (CBK-Approved)
Access to quick digital loans in Kenya has never been easier. With the rise of mobile lending platforms, Kenyans can now access instant credit straight from their smartphones. One of the newest and fastest-growing apps in the market is Tena Pesa, a CBK-approved loan app by Radi Credit Ltd—trusted for its transparency, low interest rates, and fast processing.
If you’re searching for legit loan apps in Kenya, this comprehensive guide will show you why Tena Pesa stands out and what other new safe loan apps you can consider.
What is Tena Pesa Loan App?
Tena Pesa is a digital lending platform operated by Radi Credit Ltd, a company licensed and approved by the Central Bank of Kenya (CBK). The app offers fast, flexible loans ranging from KES 1,000 to KES 90,000 with affordable interest rates and a borrower-friendly repayment period.
Because it is CBK-regulated, Tena Pesa adheres to strict data protection, transparent pricing, and fair lending practices—making it a legitimate loan app in Kenya.
Key Features of Tena Pesa Loan App
✅ 1. Loan Amounts: KES 1,000 – 90,000
Borrow small emergency loans or larger amounts depending on your credit score and repayment history.
✅ 2. Low Interest Rates: As Low as 0.05% Per Day (19% APR)
Among the lowest interest rates in Kenya’s digital lending market.
✅ 3. Flexible Repayment Period: Up to 90 Days
Longer repayment windows make Tena Pesa ideal for salary earners, business owners, and students.
✅ 4. Instant Loan Approval
Get approved in minutes and receive the money directly to your M-Pesa wallet.
✅ 5. CBK-Approved and 100% Legit
Safe, transparent, and regulated—unlike many unregistered loan apps.
How to Apply for a Loan on Tena Pesa App
Follow these simple steps:
- Download Tena Pesa App
- Open Google Play Store
- Search “Tena Pesa Loan App”
- Download and install
- Register Your Account
Provide your details:
- Name
- Phone number
- National ID
- Apply for a Loan
Choose your preferred amount and repayment period. - Receive Your Loan
Once approved, funds are sent instantly to your M-Pesa account. - Repayment
Repay directly through the Tena Pesa app before the due date to maintain a good credit score.
Tena Pesa Customer Support
For inquiries or assistance:
- Phone: +254 723 856 491
- Email: support@tenapesa.com
Professional customer service helps users resolve issues quickly and efficiently.
Why Kenyans Prefer Tena Pesa Loan App
🔹 Fast Loan Disbursement
Receive funds in minutes—ideal for emergencies.
🔹 Transparent & Fair Pricing
No hidden charges. All fees displayed before approval.
🔹 Flexible Loan Terms
Up to 90 days, which is longer than many loan apps offering only 7–30 days.
🔹 CBK-Regulated
Provides peace of mind and protects borrowers from data misuse or harassment.
FAQ – Frequently Asked Questions About Tena Pesa
1. Is Tena Pesa a legit loan app in Kenya?
Yes. Tena Pesa is operated by Radi Credit Ltd, fully licensed and regulated by the Central Bank of Kenya.
2. How much can I borrow?
You can get loans between KES 1,000 and KES 90,000, depending on your credit limit.
3. How long is the repayment period?
Up to 90 days, depending on the loan package.
4. What are the interest rates?
As low as 0.05% per day or 19% APR annually.
5. What happens if I pay late?
Late repayment may attract fees and could affect future loan eligibility.
6. How do I repay?
Repay directly inside the app using the available payment options.
Summary Table – New Legit Loan Apps in Kenya (2026)
Below is a quick comparison of trusted and legitimate loan apps in the country:
| Loan App | Loan Limit | Interest Rate | Repayment | Special Features |
|---|---|---|---|---|
| Tena Pesa | 1,000 – 90,000 | From 0.05%/day (19% APR) | Up to 90 days | CBK-approved, low rates |
| PesaBar | 1,000 – 50,000 | 0.05%/day | Up to 30 days | Fast approval, no hidden fees |
| PesaIn | 1,000 – 30,000 | 0.1%/day | Up to 60 days | Easy application, instant disbursement |
| Loop Pesa | 1,000 – 50,000 | 0.1%/day | Up to 90 days | Flexible terms, simple interface |
| BetaPesa | 1,000 – 60,000 | 0.1%/day | Up to 30 days | Quick loans, user friendly |
| Choice Sasa | 2,000 – 100,000 | From 0.05%/day | Up to 60 days | Large limits, no paperwork |
Final Thoughts
If you’re searching for a trusted, fast, and affordable loan app in Kenya, Tena Pesa is one of the best choices in 2025. With its:
- Affordable interest rates
- Long repayment periods
- Up to KES 90,000 loan limit
- CBK approval
- Easy M-Pesa disbursement
…it stands out as a safe and reliable financial tool for everyday Kenyans.
Remember: Borrow responsibly and only when necessary.