Need a fast and hassle-free loan? Tika Cash Loan App is your go-to financial partner in Zambia, offering quick and secure loans right from your mobile phone! Whether it’s for an emergency, business investment, or personal needs, Tika loan app got you covered!!
Why Choose Tika Loan App?
✅ Fast & Convenient: Apply anytime, anywhere with just a few clicks.
✅ Flexible Loan Options: Borrow from ZMW 150 to ZMW 5000 based on your eligibility.
✅ Reasonable Repayment Terms: Choose between 91 – 180 days to repay at your convenience.
✅ Competitive Interest Rates: Annual rates range from 11.6% to 29.2%, making borrowing affordable.
✅ Personalized Service Fees: Our AI-powered system tailors fees to suit your financial profile.

Example Loan Calculation
If you borrow ZMW 1000 for 120 days at an annual interest rate of 21% with a 1.5% service fee:
- Daily Interest Rate: 21% / 365 ≈ 0.0005753 (0.05753%)
- Total Interest (120 days): ZMW 69.036
- Service Fee (1.5% of 1000): ZMW 15
- Total Repayment: ZMW 1084.036
How to Apply?
1️⃣ Download the Tika Loan App from a trusted app store.
2️⃣ Register with your valid details.
3️⃣ Apply for your preferred loan amount.
4️⃣ Receive funds in you mobile money wallet including MTN and Zamtel.
Tika Loan App Customer Care Contacts
Tika loan app customers can contact the app customer service through:
Email: Support@ticacash.com