Ziada Credit Loan App is one of the newest and fastest-growing digital lending platforms in Kenya, designed to make access to credit fast, easy, and affordable.
The platform, also known as EasyPesa Loans Kenya, offers quick mobile loans to individuals and small business owners without the need for collateral or a CRB check.
💰 About Ziada Credit Loan App
Ziada Credit is a new loan service provider in Kenya that focuses on providing instant financial assistance to people who need quick cash for emergencies, business, or personal use. Unlike traditional banks, Ziada Credit simplifies the borrowing process through an online application — making it ideal for anyone with a smartphone and an M-Pesa account.
⚡ Loan Features
| Feature | Description |
|---|---|
| Loan Amounts | KES 1,000 – KES 50,000 |
| Interest Rate | As low as 6% per month |
| Collateral | Not required |
| CRB Check | Not required |
| Repayment Period | Flexible (depends on approved loan offer) |
| Disbursement Method | Direct to M-Pesa |
| Application Method | Online via Ziada Credit website |
📝 How to Apply for a Ziada Credit Loan
Getting started with Ziada Credit is simple and entirely digital. Follow these steps:
- Visit the official Ziada Credit website
Go to www.ziadacredit.co.ke (or search “Ziada Credit Kenya” on Google). - Register an account
Provide your full name, ID number, phone number, and email address. - Apply for a loan
Choose your desired loan amount (from KES 1,000 to KES 50,000) and submit your request. - Wait for approval
The review process is quick, and once approved, funds are sent directly to your M-Pesa wallet. - Repay on time
Make timely repayments via M-Pesa to improve your credit score and unlock larger loan limits for future borrowing.
📞 Ziada Credit Customer Support
If you have any questions or need assistance, you can reach Ziada Credit through the following contacts:
- Phone: +254 767 092 167
- Email: support@ziadacredit.co.ke
⚠️ Important Notice
Borrowers should always exercise caution when dealing with unlicensed or new online lenders. Before applying, confirm all loan terms and ensure you understand the interest rates, repayment duration, and fees. Avoid sharing personal details with suspicious platforms.
📊 Summary Table of Notable Loan Apps in Kenya
| Loan App | Loan Range | Interest Rate | Repayment Period | Collateral Required | Licensed by CBK |
|---|---|---|---|---|---|
| Ziada Credit (EasyPesa) | KES 1,000 – 50,000 | From 6% per month | Flexible | No | Not confirmed |
| Tala | KES 500 – 30,000 | 11% – 15% | 21 – 30 days | No | Yes |
| Branch | KES 250 – 100,000 | 13% – 20% | 30 – 90 days | No | Yes |
| Zenka | KES 500 – 30,000 | 9% – 29% | 30 days | No | Yes |
| Okash | KES 1,500 – 50,000 | 15% – 25% | 14 – 90 days | No | Yes |
| Senti Loan App | KES 1,000 – 100,000 | 90% APR/year | 30 – 90 days | No | Yes |
| Mkopo Extra | KES 500 – 20,000 | 10% per month | 30 – 90 days | No | Not confirmed |
❓ Frequently Asked Questions (FAQ)
1. Is Ziada Credit a legitimate loan provider?
Ziada Credit is a new lender in Kenya. While it offers convenient services, always confirm its registration and licensing status with the Central Bank of Kenya (CBK) before borrowing.
2. How long does it take to receive the loan?
Once approved, the loan is disbursed directly to your M-Pesa account within minutes.
3. Do I need collateral or a CRB clearance?
No. Ziada Credit does not require collateral or a CRB check to approve your loan.
4. How can I increase my loan limit?
Repay your loans on time and maintain consistent borrowing behavior to qualify for larger amounts in future applications.
5. What happens if I default?
Failure to repay may affect your ability to borrow again, and the lender may report your status to credit bureaus.
🏁 Final Thoughts
Ziada Credit (EasyPesa Loans Kenya) offers a simple, fast, and flexible way for Kenyans to access cash without the barriers of traditional banking. However, as with any online lender, it’s crucial to read the terms carefully and borrow responsibly.
For urgent financial needs, Ziada Credit can be a convenient option — but ensure it’s legitimate and that you can comfortably manage the repayment terms.